Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,970 reviews, last reviewed 30th Apr 2026
1854600% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

expeirence has been good with one issue Great experience and very flexible. Only gripe is it's hard to keep track of how much you have paid into a promotion offer. Reviewed on: 30th April 2026
Axel L's avatar
Axel L

Latest lowest rating:

2

Customer service is either a bot or AI not actual hu... Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026
A S's avatar
A S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (90970)

I think PayPal PayPal Credit is excellent.

5
think PayPal PayPal Credit is excellent. It’s very easy to use at checkout and makes it simple to spread the cost of larger purchases. The 0% interest period on purchases over £99 is a great feature if you pay it off in time. No annual fee and the added buyer protection gives extra peace of mind when shopping online. Highly recommended! Reviewed on: 6th April 2026
T H 's avatar
T H

Flexible payments & no interest options

5
I love the flexibility this offers, with interest free payments to help spread the cost of larger purchases without the worry of a huge bill to do so. Reviewed on: 6th April 2026
Julie L's avatar
Julie L

Excellent service.

5
Excellent service. Easy to use. Good app. Good layout Reviewed on: 6th April 2026
Kevin D's avatar
Kevin D

Great service!

5
Great service! And really good customer service Reviewed on: 6th April 2026
Jess J's avatar
Jess J

Easy to use, great customer service and my credit li...

5
Easy to use, great customer service and my credit limit is so high Reviewed on: 6th April 2026
Eva Carr's avatar
Eva Carr

Quick easy efficient and overall excepted widely.

5
Quick easy efficient and overall excepted widely. Use regularly and the app is simple to use. Customer service can be a little confusing and not always easy to reach a real person! Reviewed on: 6th April 2026
Hels's avatar
Hels

PayPal Credit

5
Useful tool in managing finances as long as you keep a careful eye on due dates and relative payments Reviewed on: 6th April 2026
john h's avatar
john h

Reliable, fair.

5
Reliable, fair. Can be used on most websites. Reviewed on: 6th April 2026
Elisa K's avatar
Elisa K

Just a very useful product.

5
Just a very useful product. Just what I need. Reviewed on: 6th April 2026
Rob D's avatar
Rob D

Love the app

5
Always smooth running when using the app. Also the PayPal credit facility has come in handy so often. Reviewed on: 6th April 2026
Murayo P's avatar
Murayo P

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill