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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,080 reviews, last reviewed 29th Jul 2026

123% increase in 5 star reviews

in the past 90 days

179% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

PayPal credit flexibility when needed

Easy go use app provides good flexibility when needed Reviewed on: 19th June 2026

Easy to use great app I like the easy access to my b...

Easy to use great app I like the easy access to my balance and can use it everywhere Reviewed on: 19th June 2026

Easy to use and safe spending

Easy to use with clear T&C’s. I have never had an issue using PayPal to send or receive money and using PayPal credit Reviewed on: 19th June 2026

Never had any problems or security issue

Never had any problems or security issue Reviewed on: 19th June 2026

The app is easy to use.

The app is easy to use.it also gives assurance when paying for services/goods from an unknown seller that if there is a dispute PayPal will support. Reviewed on: 19th June 2026

I have never had a problem with PayPal .

I have never had a problem with PayPal .Only once when i did'nt have enough funds on my preferred card, but they let me know immediately ,No pressure, no hassle. Reviewed on: 19th June 2026

Helps me to spread my payment out

Helps me to spread my payment out Reviewed on: 19th June 2026

I have been with paypal for some year now.

I have been with paypal for some year now. its a briliant experience for me to place my order on ebay and much confindence as well Reviewed on: 19th June 2026

Easy to have credit when you are in need, help to pu...

Easy to have credit when you are in need, help to purchase online, and track all your online purchase Reviewed on: 19th June 2026

It’s quick and easy, I can always rely on PayPal.

It’s quick and easy, I can always rely on PayPal. This makes shipping much more comfortable especially in expensive parts of the year so Christmas, where you just need a little helping hand. Reviewed on: 19th June 2026

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