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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

Good enough

5
It’s usually good except the fact that they automatically authorize future payments if you make one. Reviewed on: 19th June 2026

Hands down my best payment platform

5
PayPal is hands down my best payment platform. Easy to use, easy to understand and easy to run. Reviewed on: 19th June 2026

Quicker payment

5
Very easy to used card and I would like to recommend to all and I am very happy because I have this payment plan service Reviewed on: 19th June 2026

The simplicity of having one payment platform across...

5
The simplicity of having one payment platform across anywhere I need to shop, with the clarity of data and insights is brilliant Reviewed on: 19th June 2026

Easy and secure payments.

5
Easy and secure payments. Pay in 3 feature really helps with paying for things Reviewed on: 19th June 2026

I love Paypal, i use it as my default where possible.

5
I love Paypal, i use it as my default where possible. Reviewed on: 19th June 2026

Easy, so accessible and flexible

5
Easy, so accessible and flexible Reviewed on: 19th June 2026

Good service quick response.

5
Good service quick response. Happy to recommend Reviewed on: 19th June 2026

I love paypal so easy to use

5
I love paypal so easy to use plus love my bonus points even better as i have 3 months to clear balance thankyou Reviewed on: 19th June 2026

The best friend I've ever had

5
PayPal PayPal .. Well I have been using PayPal for Years now. By far the best friend I've ever had! Knowing that I'm safe in PayPal's hands just makes everything I do that much easier Reviewed on: 19th June 2026

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