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PayPal: PayPal Credit reviews

4.91
Based on 91,057 reviews, last reviewed 30th Apr 2026
1858500% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive review PayPal is so efficient to transfer money to family and friends instantly. PayPal credit is stress free and easy to repay. Reviewed on: 30th April 2026
Donna 's avatar
Donna

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91057)

PayPal credit helps me financially

5
PayPal credit helps me financially everytime it’s amazing while waiting for my wages, to be able to shop and pay later Reviewed on: 6th April 2026

I have used paypal for more than ten years.

5
I have used paypal for more than ten years. I have never had a bad experience. Reviewed on: 6th April 2026

Never disappointed always the best service.

5
Never disappointed always the best service. Trustfully Reviewed on: 6th April 2026

Amazing sign handy and grate physical card is amazing

5
Amazing handy and grate physical card is amazing Reviewed on: 6th April 2026

Very good service and experience

5
Very good service and experience Reviewed on: 6th April 2026

I love PayPal.

5
I have never had a problem with PayPal. When I have needed help they have been there to sort it out. PayPal are easy to use and have different payment methods too. Reviewed on: 6th April 2026

Very handy, PayPal credit is a really useful facilit...

5
Very handy, PayPal credit is a really useful facility and the app is reasonably straightforward Reviewed on: 6th April 2026

I really love the different options available to me...

5
I really love the different options available to me to pay for my transactions. The app is also easy to use and follow, and customer service are clear and patient in answering my questions and resolving any queries. Reviewed on: 6th April 2026

Hard to contact sometimes, wish there was a phone nu...

3
Hard to contact sometimes, wish there was a phone number instead of email only Reviewed on: 6th April 2026

Excellent great customer service easy to use app fri...

5
Excellent great customer service easy to use app friendly Reviewed on: 6th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review