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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,080 reviews, last reviewed 29th Jul 2026

123% increase in 5 star reviews

in the past 90 days

179% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

Paypal - easy payments

An absolute lifesaver for budgeting major purchases I’ve been using PayPal for years for security, but their flexible payment plans (like Pay in 3/4) have completely changed how I manage my bigger expenses. It allows me to split the cost of high-quality gear or unexpected bills over a few months without any hidden fees or interest. The setup is instant at checkout, and it makes cash flow management incredibly smooth. Highly recommend it if you want to invest in better quality items without taking a massive upfront financial hit. Reviewed on: 19th June 2026

Really good.

Really good. Helped me out with big purchases. Reviewed on: 19th June 2026

PayPal credit is the only finance I use

I have used PayPal for many years and have seen the developments and the credit is a very useful facility. veey clear and easy to use: the app makes this so simple you can’t get overwhelmed and that so many places not take PayPal is even better. Reviewed on: 19th June 2026

Highly impressed with PayPal Credit

I couldn't be happier with this service, which is wonderful to say these days! PayPal Credit has provided me with financial flexibility exactly when I needed it. The platform is user-friendly, secure, and has completely exceeded my expectations. Reviewed on: 19th June 2026

Brilliant

PayPal is an excellent service they help you using their service and always keep you informed Reviewed on: 19th June 2026

Good App

Decent credit system, clear app that isn't confusing Reviewed on: 19th June 2026

So easy to use.

So easy to use.. protection is there and the new debit card is great earning lots of points. Very friendly easy to use website. Love it Reviewed on: 19th June 2026

Happy with service

Happy with service so far; issues resolved (when had previously with sellers); convenient to use; easy to use; like choices of credit. Reviewed on: 19th June 2026

PayPal is very easy to use and very fair as it gives...

PayPal is very easy to use and very fair as it gives you options for repayments that suit your budget. It is easy to use at checkout. The reminders for the payments are very useful as you can keep.up with your payments and spending. Regular updates on what PayPal has to offer is great along with regular cash incentives to introduce friends. Reviewed on: 19th June 2026

The app is great.

The app is great. I like that I got the chance to spread my payment with no interest. Good communication , Paypal often remind me by email payments due and offer Reviewed on: 19th June 2026

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