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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,131 reviews, last reviewed 30th Apr 2026
1861950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Is a very good credit to use. Is a very good credit to use. You can pay in 3 and they offer 4 months with no fees Reviewed on: 30th April 2026
Aide S's avatar
Aide S

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91131)

Good financial option

5
Easy to use and easy to manage I like that it’s always available and I give you the option of splitting payments over four months with no interest charges I also feel PayPal allows me to safely buy something that if there’s anything wrong you can easily get it rectified Reviewed on: 6th April 2026
Gary m's avatar
Gary m

PayPal is easy to use and safe.

5
PayPal is easy to use. I have had to use the chargeback service once before due to a seller not supplying a service and PayPal were so helpful and the customer service reps actually answered my bespoke problem it wasn't a generic automated helpdesk. I will always pay with PayPal because of this as it makes me feel secure should the worst happen. Reviewed on: 6th April 2026
Emma M's avatar
Emma M

Great short term solution

5
PayPal credit helped me to spread the cost of Christmas after a period of unemployment left me low on funds. Repayment was simple and easy via the app. Reviewed on: 6th April 2026
Joanne A's avatar
Joanne A

Seamless, straight forward and affordable.

5
Seamless, straight forward and affordable. Always offer a great options for way to pay the invoices. With the new point system for your purchases, you got extra add value and power for your money. Reviewed on: 6th April 2026
Rami S's avatar
Rami S

Been using PayPal for years always recommend I get s...

5
Been using PayPal for years always recommend I get sad if a site doesn't allow pay with PayPal Reviewed on: 6th April 2026
gaz's avatar
gaz

Good for short term purchases

4
Good for short-term purchases you know you can clear within 4 months Reviewed on: 6th April 2026
Joe's avatar
Joe

Amazing best experience in using paypal credit

5
Amazing best experience in using paypal credit Reviewed on: 6th April 2026
Rocky 's avatar
Rocky

I only shop online with PayPal

5
I have been using PayPal for years now. I now use it for all online transactions as I can always guarantee if it’s a scam or if there is an issue Paypal will be able to help. I am a frequent user of the PayPal credit 0% finance or the pay in 3 feature which just helps dampen the cost. The rollout of the PayPal credit card is also a nice feature in case I need it so I can use it in store Reviewed on: 6th April 2026
Leon's avatar
Leon

I’ve been using PayPal for years and with the introd...

5
I’ve been using PayPal for years and with the introduction of credit line it’s given me additional flexibility Reviewed on: 6th April 2026
Gugu's avatar
Gugu

Trouble free

5
Really easy to use and very clean application never had any issues at all highly recommend. Reviewed on: 6th April 2026
David A's avatar
David A

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