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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

I have used PayPal for over 16 years I love...

5
I have used PayPal for over 16 years I love it Reviewed on: 19th June 2026

Always providing excellent service, customer service...

5
Always providing excellent service, customer service is brilliant exceeding all expectations Reviewed on: 19th June 2026

Very easy to use, flexible and interest deferred opt...

4
Very easy to use, flexible and interest deferred option useful for planning ahead. Reviewed on: 19th June 2026

Always there when you need them, takes the pressure...

5
Always there when you need them, takes the pressure off when you need a little extra cash in the month or 3 months Reviewed on: 19th June 2026

Paypal is so easy to use, makes purchases.

5
Paypal is so easy to use, makes purchases really easy. The credit option comes in really handy for larger purchases and emergency. Enabled me to purchase tyres for my car and spread the cost. Meant I could buy quality tyres and stay safe without break9ng the bank! Reviewed on: 19th June 2026

Safe and Reliable Online Payments

5
One thing I really like about PayPal is the buyer protection it offers. It gives me peace of mind when shopping online, knowing that if an eligible item doesn’t arrive or isn’t as described, there is a process in place to help resolve the issue Reviewed on: 19th June 2026

I flexibility of PayPal.

5
I love the flexibility of PayPal. I have the choice of credit or pay in 3 for the majority of purchases. They even refunded me when scam Chinese website failed to deliver an item to after 5 weeks. I really can’t fault PayPal Reviewed on: 19th June 2026

Reliable ,widely accepted service , with good curr...

5
Reliable ,widely accepted service , with good current account feedback . Reviewed on: 19th June 2026

Excellant service

5
Easy to use. Clear and easy payments and plans Reviewed on: 19th June 2026

East to use, convenient great customer service

5
East to use, convenient great customer service Reviewed on: 19th June 2026

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