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PayPal: PayPal Credit reviews

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4.91
Based on 91,167 reviews, last reviewed 1st May 2026
1863400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with PayPal has been rather positive. My experience with PayPal has been rather positive. Clear modern interface, using the app. I really enjoy the easy experience when using the interface... Read more Reviewed on: 1st May 2026
Dylan C's avatar
Dylan C

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91167)

Well done, thank you

5
Very easy to use for shopping. And if you need a little extra help it is always there Reviewed on: 6th April 2026
Mark 's avatar
Mark

PayPal Credit and Pay in 3

5
I had PayPal linked to my current account for year but I have recently discovered the PayPal Credit and Pay in 3 features which I have found so convenient. They provide good value for money as they are 0% and are helpful as I can pay them off over a period of time. Reviewed on: 6th April 2026
Andrew W's avatar
Andrew W

Excellent service throughout .

5
Excellent service throughout . No problems and I use PayPal weekly Reviewed on: 6th April 2026
Martin S's avatar
Martin S

Easy to use and safe lets you know exactly what you...

5
Easy to use and safe lets you know exactly what you are spending and where Reviewed on: 6th April 2026
Jenna 's avatar
Jenna

Easy, safe and convenient - Recommended.

5
Easy and safe access to extra funds and convenient option for payments. Reviewed on: 6th April 2026
Mariusz's avatar
Mariusz

It’s the best

5
Very good and quick service and easy to use Reviewed on: 6th April 2026
John W's avatar
John W

Many options to choose from fast and secure

5
Simply easy to apply for and a simplified process and monitoring app to sort thing out quickly. Available on several major shopping apps to choose best repayment options. Also using PayPal for when ever is offered as instalment or direct purchase. Reviewed on: 6th April 2026
Milano C's avatar
Milano C

PayPal for all your purchases

5
Used PayPal for many years,so simple and easy to use never any problems with transactions always straight forward safe and secure with most of my purchases on eBay highly recommend PayPal to all,just press the pay button and bingo,just wait for the postman to deliver Reviewed on: 6th April 2026
Martyn A's avatar
Martyn A

Efficient safe & Easy to purchase online and safe.

5
Efficient to purchase online and safe. If goods are not what they advertise. PayPal support with concerns effectively Reviewed on: 6th April 2026
Julie Mccauley's avatar
Julie Mccauley

So far no problems with this facility.

3
So far no problems with this facility. Reviewed on: 6th April 2026
Mrs b's avatar
Mrs b

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