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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

Easy, stress free and manageable

5
Easy, stress free and manageable Reviewed on: 19th June 2026

Love PayPal credit.

5
Love PayPal credit. Its always there when I need it. Reviewed on: 19th June 2026

Overall Great!

5
Great service, support and value for money Reviewed on: 19th June 2026

Great for large purchases.

5
Great for large purchases. Pay off as and when you can.. no fuss easy peasy.. Great service! Reviewed on: 19th June 2026

PayPal is the most reliable and safe payment method...

5
PayPal is the most reliable and safe payment method on the market. It provides excellent conditions and convenience with each payment. Reviewed on: 19th June 2026

Great service and excellent app

5
Since using PayPal as my debit card I have enjoyed the clarity of the app, the rewards points scheme, the bonus reward point challenges you can activate, transferring of money and feel of the app and website. Reviewed on: 19th June 2026

The app is very easy to use and keep track...

5
The app is very easy to use and keep track of payments Reviewed on: 19th June 2026

Very nice service for daily use it helps me alot to...

5
Very nice service for daily use it helps me alot to sort out my things Reviewed on: 19th June 2026

Easy and safe to use.

5
Easy and safe to use. helps track parcels and gives you regular updates. Keeps you in the know on your accounts Reviewed on: 19th June 2026

Good customer support , great service.

5
Good customer support , great service. Reviewed on: 19th June 2026

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