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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181082)

Great rates, easy app interfacing, so easy to use

5
Great rates, easy app interfacing, so easy to use Reviewed on: 19th June 2026

It’s ok like but I got charged for a subscription th...

5
It’s ok like but I got charged for a subscription that said free trial then charged me 50 pounds I lost the debate with PayPal and had to pay 1/5 Reviewed on: 19th June 2026

Very satisfying - my favourite ptt r positive pay in 3.

5
Very satisfying - my favourite ptt r positive pay in 3. Reviewed on: 19th June 2026

User friendly platform and quick access to credit

5
User friendly platform and quick access to credit Reviewed on: 19th June 2026

It too easy and convenient .

5
It too easy and convenient . it is world wide service .I can use it anywhere in world Reviewed on: 19th June 2026

Paypal really good except pay in 3 not working now

5
I find using paypal credit very easy although ive had some problems using the pay in 3 options started fine but no longer working for my account sadly kind regards William Reviewed on: 19th June 2026

PayPal is good

5
It’s so easy to use and is safe. I know when I make a payment and I don’t receive what I bought PayPal will always help me get my money back. Reviewed on: 19th June 2026

A great way to pay online

5
A great way to pay online - gives you extra time to pay for things. Easy to manage online. Reviewed on: 19th June 2026

Reliable service easy to use

4
Reliable service easy to use. Customer service is good Reviewed on: 19th June 2026

Really convenient to use and feel protected when pur...

5
Really convenient to use and feel protected when purchasing online or instore Reviewed on: 19th June 2026

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