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PayPal: PayPal Credit reviews

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4.91
Based on 91,251 reviews, last reviewed 1st May 2026
1867250% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super budget friendly PayPal has helped me set up my home with the 3 payment system they have. Which made my life so much easier. Reviewed on: 1st May 2026
Regular shopper 's avatar
Regular shopper

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91251)

Worth it!

5
Good credit limit, easy to repay, never had an issue. Reviewed on: 6th April 2026
James A's avatar
James A

Dominikk

5
PayPal has been an excellent and trustworthy platform for my transactions. Payments are processed quickly, the interface is intuitive, and customer support has always been helpful when needed. I feel secure using PayPal for both personal and business purposes. Reviewed on: 6th April 2026
Dominik K's avatar
Dominik K

Paypal is excellent

5
Super intuitive service that provides lots of options tailored to my needs Reviewed on: 6th April 2026
Paul S's avatar
Paul S

Usage and safe

5
Easy to use gives peace of mind when paying for your purchase Reviewed on: 6th April 2026
Paulmclass 's avatar
Paulmclass

Just a like tweak

4
The only thing about paypal credit is unlike paybin free money does not come off total straight away Reviewed on: 6th April 2026
Ceris S's avatar
Ceris S

Easy to use ,and safe

5
Easy to use ,and safe know transactions are processed quickly, Reviewed on: 6th April 2026
Gary T's avatar
Gary T

Paypal credits help me to fully embrace my needs wit...

5
Paypal credits help me to fully embrace my needs without worrying about emptying my bank balance. And the 4 month free internet help me to navigates payment in affordable way. Paypal is pioneering finance helper. Thank you Reviewed on: 6th April 2026
Krist B's avatar
Krist B

Not had any problems, I buy items either by credit o...

5
Not had any problems, I buy items either by credit or pay in three, which spreads the cost works for me. Reviewed on: 6th April 2026
Stephen p's avatar
Stephen p

Really good for online shopping, as you can use to...

5
Really good for online shopping, as you can use to pay instalments Reviewed on: 6th April 2026
Cristian J's avatar
Cristian J

Seamless Support When It Mattered Most

5
I recently moved house and ran into an issue with the PayPal app—it wouldn’t allow me to select Berkshire as my address. Expecting it to be a hassle, I reached out via online chat, but the experience couldn’t have been smoother. The support team quickly understood the problem and updated my address on their end within minutes. It was fast, efficient, and completely painless. What really stood out was how easy PayPal made resolving the issue without any back-and-forth or frustration. On top of that, I continue to find PayPal Credit, Pay in 4, and Pay in 3 excellent—offering flexibility and convenience that genuinely improves day-to-day spending. Reviewed on: 6th April 2026
Steve S's avatar
Steve S

Review PayPal: PayPal Credit now

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