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PayPal: PayPal Credit reviews

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4.91
Based on 91,351 reviews, last reviewed 1st May 2026
1872050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Quick and easy access to funds only thing is the hig... Quick and easy access to funds only thing is the high rates of borrowing Reviewed on: 1st May 2026
Terry 's avatar
Terry

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91351)

Offering flexible purchase options with zero interes...

5
Offering flexible purchase options with zero interest on purchases over £100 for 4 months. This massively helps with items you may need immediately with a flexible way to pay off. Also rewarded with Paypal +. Reviewed on: 6th April 2026
T J's avatar
T J

I used the pay pal process and worked really well .

5
I used the pay pal process and worked really well . Go PayPal. Thanks. Reviewed on: 6th April 2026
Mina M's avatar
Mina M

Amazing service overall! 100% recommend

5
Great, fast and clear answers from customers service. Fast and secure transactions. Refunds processed really well. Reporting to credit score agencies is accurate and fast. The best part: physical cards!!!! Reviewed on: 6th April 2026
Anca V's avatar
Anca V

Very convenient and simple to use.

5
Very convenient and simple to use. Helps manage expenses well. Reviewed on: 6th April 2026
Na's avatar
Na

.Good pay

4
Lots of options pay in 3 and credit without interest very good Reviewed on: 6th April 2026
Mexercise 's avatar
Mexercise

Very easy to use and safe.

5
Very easy to use and safe. App is great. Innovative ideas. Reviewed on: 6th April 2026
Daniel P's avatar
Daniel P

No complaints.

5
No complaints. Always secure and reliable service Reviewed on: 6th April 2026
Donna J's avatar
Donna J

Lets me pay back my money with out any pressure and...

4
Lets me pay back my money with out any pressure and made it manageable Reviewed on: 6th April 2026
Nahema B's avatar
Nahema B

Easy to use but fees can be hig

5
I have been using PayPal for my daily transactions and online payments. It is very easy to use and fast when sending or receiving money. I also feel that my payments are secure. However, sometimes the fees can be a bit high, especially for international transfers. Overall, it is a reliable and convenient service. Reviewed on: 6th April 2026
Aissa H's avatar
Aissa H

Paypal is an excellent digital wallet, it offers gre...

5
Paypal is an excellent digital wallet, it offers great and secure protection for online transactions. All my transactions have excellent and their customer service is second to none. Many thanks PayPal Reviewed on: 6th April 2026
Eunice 's avatar
Eunice

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