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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181082)

Love paypali also like being able to use the feature...

Love paypali also like being able to use the feature anywhere I can Reviewed on: 19th June 2026

No balance transfers.

PayPal credit balances cannot be transferred to 0% balance offers and have high interest. Avoid running up large debts as they can be difficult to pay off Reviewed on: 19th June 2026

PayPal is great and secure i love it.

PayPal is great and secure i love it. Reviewed on: 19th June 2026

Very good customer service .

Very good customer service. Responsive and managed my query well. Reviewed on: 19th June 2026

Would recommend Paypal

Never had a problem with PayPal and they have been quick to resolve any issues with retailers Reviewed on: 19th June 2026

Peace of Mind

PayPal offers great consumer protection, if things go wrong. Reviewed on: 19th June 2026

Straight forward simple experience

Straight forward simple experience Reviewed on: 19th June 2026

Little Helper

I found it easy to apply for credit, monthly payments are much better than 14 days for me, easy to access online, I did not have to pay any interest as i paid back on time. Reviewed on: 19th June 2026

I have used PayPal for years and always found them t...

I have used PayPal for years and always found them to be convenient to use Reviewed on: 19th June 2026

Very easy to work with,great customer support,

Very easy to work with,great customer support, Reviewed on: 19th June 2026

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