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PayPal: PayPal Credit reviews

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4.91
Based on 91,469 reviews, last reviewed 1st May 2026
1877300% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It all works really well and I’ve had no issues payi... It all works really well and I’ve had no issues paying for items. Reviewed on: 1st May 2026
Archie S's avatar
Archie S

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91470)

Attuale it’s an opportunity

4
"Love PayPal's 'Pay in 3'! It allows me to break down the costs into three easy payments, helping manage finances without extra fees. Great for spreading out expenses. Excellent for online shoppers. You can pay for items in three installments, And it also makes purchases more affordable and flexible." Reviewed on: 6th April 2026
Ms S's avatar
Ms S

Safe and easy

5
Ive been using paypal for a couple of years and paypal credit for about 2+ years and over time its getting better. They introduced the physical credit card wich is so usefull and i love tge option they have of pay over 4 months with interest free. There customer is also really good. If i have a problem with a seller they are really good and quick with the response and gives you a safe way of purchasing online. Reviewed on: 6th April 2026
Hena's avatar
Hena

Carole's PayPal

5
I have always had great help with all my PayPal account, great customer service friendly staff very helpful Reviewed on: 6th April 2026
Carole C's avatar
Carole C

Have only ever had one issue, the customer service w...

4
Have only ever had one issue, the customer service wasn’t great but overall online app experience and process of borrowing money & repaying has been great. I would like to a more simple way of viewing breakdown of outstanding amounts Reviewed on: 6th April 2026
Dani Long's avatar
Dani Long

Low rates, we can pay affordably monthly.

5
Low rates, we can pay affordably monthly.EEasy to contact costumer service to solve a problem. Real people and not robots. Reviewed on: 6th April 2026
Sonia G's avatar
Sonia G

Great product full protection

5
I love the 4 months interest free which i use regularly which help me budget they keep you well informed in advance i feel totally protected when going through PayPal Reviewed on: 6th April 2026
Colin Humphrey's avatar
Colin Humphrey

Easy to use and quick and effective service

5
Easy to use and quick and effective service Reviewed on: 6th April 2026
Otulp's avatar
Otulp

Easy to use, app is very intuitive and simple.

5
Easy to use, app is very intuitive and simple. I would recommend Reviewed on: 6th April 2026
Charlotte's avatar
Charlotte

Split the cost

5
It’s really useful for being able to pay for things in instalments when I can’t afford the full cost up front. Reviewed on: 6th April 2026
Kai's avatar
Kai

Useful when needed and easy to pay back

5
Useful when needed and easy to pay back Reviewed on: 6th April 2026
Star 's avatar
Star

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