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PayPal: PayPal Credit reviews

4.91
Based on 91,576 reviews, last reviewed 1st May 2026
1882000% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would recommend PayPal credit. Would recommend PayPal credit.the payout for games is excellent as well. Reviewed on: 1st May 2026
Lefty's avatar
Lefty

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91576)

Paypal credit is awesome I use PayPal credit all the...

5
Paypal credit is awesome I use PayPal credit all the time for every purchase I make and I am happy with service as it allows me to be flexible with my spending and how much I repay back with any charges Reviewed on: 6th April 2026

Paypal credit is great , i can easily and efficientl...

5
Paypal credit is great , i can easily and efficiently use paypal credit with multiple retailers Reviewed on: 6th April 2026

Very smooth, stress free transactions, excellent ser...

5
Very smooth, stress free transactions, excellent service, I have never had any problems with any of my transactions. One of the best customer experience I jave dor tue lingest time now. Reviewed on: 6th April 2026

Good service

5
Easy to use. Whenever er I have a problem i have no issues co tacting them and always helpful. Reviewed on: 6th April 2026

Great easy to use long time to pay ...

5
Great easy to use long time to pay back Reviewed on: 6th April 2026

Amazing costumer service

5
Always had a great experience with credit card and the costume service Reviewed on: 6th April 2026

GREAT FINANCIAL PRODUCT

5
Used it numerous times and it`s always been great. Reviewed on: 6th April 2026

Direct debit fails.

4
Consistently having issues with the direct debit. Keep setting it up, and it fails, costing me a fee, every time. Reviewed on: 6th April 2026

PayPal has been very reliable and great when I’ve ha...

5
PayPal has been very reliable and great when I’ve had queries Reviewed on: 6th April 2026

Can't fault it easy to use and very handy

5
Can't fault it easy to use and very handy Reviewed on: 6th April 2026

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