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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181082)

Paypal Credit is great for purchases over £100

This is a good service. I use it for purchases over £100, as it gives me a promotional interest rate of 0% for 4 months, but I never delay to pay it back, so unlike other credit cards, I never pay interest. Reviewed on: 19th June 2026

not much to say ,never had a problem.

not much to say ,never had a problem. Reviewed on: 19th June 2026

Easy payment access, and reliable

Easy payment access, and reliable Reviewed on: 19th June 2026

In the past, I have always been worried when using P...

In the past, I have always been worried when using PayPal, as it wasn’t a money provider many people used. Now, as I have been using it for the last 5 years, I can tell you it is completely worth it. Having PayPal has helped me a lot with purchases from overseas, credit when and if I needed it, and there’s always a good perk Reviewed on: 19th June 2026

Paypal is easy to use and i think it works fantastic!

Paypal is easy to use and i think it works fantastic! Reviewed on: 19th June 2026

PayPal Credit Card

The credit card is very convenient to use. And the 0% interest for 4 months for purchases over £100 is very useful. Getting requests and queries answered is a little difficult, though. Reviewed on: 19th June 2026

I try to use paypal as much as possible

I try to use paypal as much as possible it is easy and safe also can pay in 3 or credit or in full so simple Reviewed on: 19th June 2026

Spread the cost

Handy when looking at large cost purchases Reviewed on: 19th June 2026

Makes shopping online easier, safer and faster payme...

Makes shopping online easier, safer and faster payment so don’t have to keep putting card details in. Very convenient. We are renovating an old house so it’s great that we can spread the cost for 0% which helps with cash flow. All in one place so very easy to manage on the app and in the account. Updates are great too. Reviewed on: 19th June 2026

PayPal is really your pal

Had no problems whatever, always would recommend this to all my friends. They agree that this is incredible service and wouldn’t change it for the world. Reviewed on: 19th June 2026

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