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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,672 reviews, last reviewed 1st May 2026
1886400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and friendly. Great service and friendly. Never had any issues. Reviewed on: 1st May 2026
Jessica M's avatar
Jessica M

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91672)

Using PayPal is easy.

4
Using PayPal is easy. I cannot fault the process and everything is very clear Reviewed on: 7th April 2026
LarryBlitz 's avatar
LarryBlitz

Easy to use and always fast.

5
Easy to use and always fast. I will always use PayPal for money transfers and also great 0% credit options to consider. I really recommend Paypal to be an option for anyone considering credit. The app is excellent and easy to use. Reviewed on: 7th April 2026
Jennifer Bedford's avatar
Jennifer Bedford

Very efficient.

5
Very efficient. No need to add card details just login and payment is done. Plus point for introducing Physical credit card and pay in 3. Reviewed on: 7th April 2026
Lostsoul's avatar
Lostsoul

Couldn’t be any better

5
Easy to use app. Great customer service. Paypal credit even makes it better Reviewed on: 7th April 2026
Salarmp's avatar
Salarmp

I'm happy with the service especially in an emergenc...

5
I'm happy with the service especially in an emergency of making payments at any time Reviewed on: 7th April 2026
manyang Taal's avatar
manyang Taal

Quick and easy service, ready credit !

5
Quick and easy service, ready credit ! Reviewed on: 7th April 2026
Vinai 's avatar
Vinai

I have had a great experience so far.

5
I have had a great experience so far. With the options pay pal have Reviewed on: 7th April 2026
Ceara O's avatar
Ceara O

Exceptional service best interest free offer most co...

5
Exceptional service best interest free offer most convenient lender Reviewed on: 7th April 2026
Coolio's avatar
Coolio

I have a Best experience and I got the easy process...

5
I have a Best experience and I got the easy process from their service, I think I am lucky to have a Customer, Reviewed on: 7th April 2026
Forkanul Islam 's avatar
Forkanul Islam

The Best For Paying

5
Never had a bad one always provide a great service. Reviewed on: 7th April 2026
David C's avatar
David C

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