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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,747 reviews, last reviewed 1st May 2026
1889950% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable and low interest credit charge Very reliable and low interest credit charge Reviewed on: 1st May 2026
Aishat s's avatar
Aishat s

Latest lowest rating:

1

I don't know how to connect to anyone or even pay my... I don't know how to connect to anyone or even pay my bill Reviewed on: 1st May 2026
Tanya C's avatar
Tanya C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91747)

Easy interface and user experience

5
Easy interface and great options for using and sending money! It Looks like they're always working on their services which is great. Reviewed on: 7th April 2026
Shannon M's avatar
Shannon M

Better than most banks, always reliable and customer...

5
Better than most banks, always reliable and customer services actually help resolve issues! I’d recommend to anyone just starting out. Reviewed on: 7th April 2026
Alfie H's avatar
Alfie H

Great all round service provider

5
Never had a problem. Good service and access along with great protections for the consumer. Reviewed on: 7th April 2026
Rebekah A's avatar
Rebekah A

It’s safe

5
I don’t really pay for nothing until I see you can pay with PayPal I know it’s safe Reviewed on: 7th April 2026
Malgorzata k's avatar
Malgorzata k

It's a very convenient system and very safe.

5
It's a very convenient system and very safe. Reviewed on: 7th April 2026
Sukomal K's avatar
Sukomal K

PayPal have been super helpful.

5
PayPal have been super helpful. Their PayPal credit scheme has been super easy to access. They are helpful with reminders too and payment help. Reviewed on: 7th April 2026
Eleanor V's avatar
Eleanor V

I used PayPal credit buy now pay later .

5
I used PayPal credit buy now pay later .I love using PayPal. Im using PayPal over 15 years. Reviewed on: 7th April 2026
Tanveer H's avatar
Tanveer H

Top service

5
Pay pal are easy to communicate with and always on hand to offer help or advice Reviewed on: 7th April 2026
Emma's avatar
Emma

The simplicity of it all makes the difference.

5
The simplicity of it all makes the difference. Reviewed on: 7th April 2026
Roy p's avatar
Roy p

Safe and convenient when make payments.

5
Safe and convenient when make payments. Reviewed on: 7th April 2026
Paan's avatar
Paan

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