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PayPal: PayPal Credit reviews

4.91
Based on 91,812 reviews, last reviewed 1st May 2026
1893050% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplest way for online payments Never a problem, always secure in the fact that I'm making safer online payments Reviewed on: 1st May 2026
Pammy's avatar
Pammy

Latest lowest rating:

1

I don't know how to connect to anyone or even pay my... I don't know how to connect to anyone or even pay my bill Reviewed on: 1st May 2026
Tanya C's avatar
Tanya C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91812)

Ive been with paypal for years, excellent service pr...

5
Ive been woth paypal for years, excellent service provided to me over the years.Every help and effient eith dealing with any issues that may or my not apply. Reviewed on: 7th April 2026

Safe Online Shopping and Ease of application

4
Its an incredible layer of protection for when you do online purchases and is incredibly simple to get into. Reviewed on: 7th April 2026

As a PayPal customer for around 15 years now, I can...

5
As a PayPal customer for around 15 years now, I can honestly say I’ve never had a bad experience. I appreciate the payment options which branch out from PayPal Credit (pay in 3 and 0% on higher purchases) and find making payments towards my account simple and stress free. Reviewed on: 7th April 2026

Pretty good and efficient service

5
Pretty good and efficient service Reviewed on: 7th April 2026

Easy and straightforward to use.

5
Easy and straightforward to use. Reviewed on: 7th April 2026

I have found really useful and it help a lot...

5
I have found really useful and it help a lot Reviewed on: 7th April 2026

Excellent service, customer service great and very h...

5
Excellent service, customer service great and very helpful, clear and friendly customer service . Reviewed on: 7th April 2026

So useful & easy to use allows purchases to be made...

5
So useful & easy to use allows purchases to be made easily Reviewed on: 7th April 2026

Very easy, great service and secure

5
Very easy, great service and secure Reviewed on: 7th April 2026

Never faced any issues and is always very easy to na...

5
Never faced any issues and is always very easy to navigate. The addition of a physical card and card on Apple Pay are also great additions Reviewed on: 7th April 2026

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