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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181082)

Paypal credit is easy to apply for conveinent would...

5
Paypal credit is easy to apply for conveinent would reccomend to all paypal users Reviewed on: 19th June 2026

Very good and very fast and efficient

5
Very good and very fast and efficient Reviewed on: 19th June 2026

Easy and straightforward to use.

5
Easy and straightforward to use. Would recommend. Reviewed on: 19th June 2026

Good to use paypal credit on websites that are unsur...

5
Good to use paypal credit on websites that are unsure of Reviewed on: 19th June 2026

Feel very safe using PayPal.

5
Feel very safe using PayPal. I use it a lot. Reviewed on: 19th June 2026

Very good customer service team!

5
Very good customer service team! They are patient, efficient and responsive! I feel relaxed when I talk to them about any issues I had. Reviewed on: 19th June 2026

I've always had good experience using paypal credit,...

5
I've always had good experience using paypal credit, it's great having the 4 months 0% interest for paying items. Reviewed on: 19th June 2026

It is very easy to make payments with PayPal.

5
It is very easy to make payments with PayPal. I like the protections it provides, and security features. The pay in 3 months is a great feature. Reviewed on: 19th June 2026

Great and easy to use no hassle, 0% credit for 4 mon...

5
Great and easy to use no hassle, 0% credit for 4 months is amazing to have as buy now pay later Reviewed on: 19th June 2026

Great service

5
I have never had a problem with PayPal payments bar getting in touch with customer service Reviewed on: 19th June 2026

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