Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

View other PayPal products

4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181082)

A Secure payment service, with credit features.

Offers secure payment service, Credit options and online access to payments 24/7. Reviewed on: 19th June 2026

PayPal app is very helpful in life.

PayPal app is very helpful in life. Make life easier to me, see you soon PayPal Reviewed on: 19th June 2026

Great app, easy access to variety of different payme...

Great app, easy access to variety of different payment methods, widely accepted and recognised! Really appreciate the ability to pay things off over longer periods without incurring interest Reviewed on: 19th June 2026

Easy to use, makes life a little easier when you nee...

Easy to use, makes life a little easier when you need some right away Reviewed on: 19th June 2026

Straightforward, easy to use and great interest free...

Straightforward, easy to use and great interest free credit which helps. I’m a single mum so need the extra help to fall back on. Reviewed on: 19th June 2026

Greater retailer support thing - knowing my transact...

Greater retailer support thing - knowing my transactions are safe and there is support if needed Reviewed on: 19th June 2026

Amazing for credit!

Amazing for credit! Easy to track spending and due date for credit purchases Reviewed on: 19th June 2026

Safe, secure, and easy to manage

I always use papal credit for my online purchases. I find it an easy and safe way to pay and managing my account in the app is very easy Reviewed on: 19th June 2026

Easy and helpful all ways use it

Easy and helpful all ways use it Reviewed on: 19th June 2026

Its good as when u need it most the money, it won’t...

Its good as when u need it most the money, it won’t let u down. Reviewed on: 19th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101251 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub