Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (92026 reviews)

View other PayPal products

4.91

Based on 92,026 reviews, last reviewed 1st May 2026

1902850% increase in 5 star reviews

in the past 90 days

10800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I had a promotional offer that is 0% interest for 12... I had a promotional offer that is 0% interest for 12 months. There were onptions for up to 48 months. And that is great opportunity. Minumum payment r... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Pay pal charge twice and take interest for finished... Pay pal charge twice and take interest for finished transactions Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (92026)

Used PayPal for the last 10 years excellent service...

Used PayPal for the last 10 years excellent service and secure to use across the world Reviewed on: 7th April 2026

Great option if you’re planning to pay off in 3 months.

Great option if you’re planning to pay off in 3 months. After that it is high interest so just be mindful. Reviewed on: 7th April 2026

Easy access

Very easy to use, easy access and toasted payment options. Reviewed on: 7th April 2026

Easy to use

Easy to use app very easy to purchase on credit and pay off within 4months with regular reminders Reviewed on: 7th April 2026

Great Features

Features of Paypal Credit ( like 0% Interest rate for 4 months) is great comparing with other credit cards. Reviewed on: 7th April 2026

Always usefull

Exellent for everything and the pay in 3 months is the best also. Reviewed on: 7th April 2026

PayPal is very helpful, low interest and PayPal cred...

PayPal is very helpful, low interest and PayPal credit very helpful with 4 months no interest. Reviewed on: 7th April 2026

Using PayPal is very easy and convenient

Using PayPal is very easy and convenient Reviewed on: 7th April 2026

PayPal offers me the flexibility, quickness, reliabi...

PayPal offers me the flexibility, quickness, reliability and option to purchase and make payments online and in shops, spread repayments over a period of time, amongst others. It comes very handy when travelling or on holiday. Reviewed on: 7th April 2026

Good communication, makes budgeting your finances ea...

Good communication, makes budgeting your finances easy and a clear understanding of interest rates. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 41916 reviews
Payments
from PayPal 4.91 from 3689 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub