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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

The best ever service!

5
The best ever service!!! Very happy sith all their services, amazing! Reviewed on: 19th June 2026

Paypal is an excellent secure platform that is easy...

5
Paypal is an excellent secure platform that is easy to use and is getting more good features such as cards that you can use in store that are linked to your PayPal account. customer service has always been helpful. Reviewed on: 19th June 2026

I am logged in paypal from a while.

5
I am logged in paypal from a while. Recently i started using it and its so simple and easy to use. Reviewed on: 19th June 2026

Great card

5
No problems at all. Easy to use added to my wallet no problem Reviewed on: 19th June 2026

I like using PayPal I feel like its the most secure...

5
I like using PayPal I feel like its the most secure way to pay Reviewed on: 19th June 2026

Really good service

4
I have been using PayPal for a lot of years and I’ve always found it helpful and very useful for purchasing items and allowing me to break payments down to manageable amounts. Reviewed on: 19th June 2026

Very friendly folk if I ever needed to contact them...

5
Very friendly folk if I ever needed to contact them plus the system is so straightforward to use, and that's a big plus for us old folk!!!!!!! Reviewed on: 19th June 2026

Reliable & easy to use.

5
Reliable & easy to use. Good offers to spread payments Reviewed on: 19th June 2026

If there is ever a problem, PayPal are super fast to...

5
If there is ever a problem, PayPal are super fast to assist with anything they can. Excellent customer service Reviewed on: 19th June 2026

Peace of mind is crucial when shopping online.

5
Peace of mind is crucial when shopping online. That's why I am excited to highlight how PayPal offers a straightforward and secure way to manage my transactions, ensuring a more confident online shopping experience. With PayPal, i can enjoy protected payments through a simple and secure process. That offers the flexibility of PayPal Credit, providing an additional option for managing my purchases. Furthermore, linking your cards to the PayPal app is a quick and easy way to streamline my payment methods. Beyond secure transactions, the PayPal app also empowers me to track all my parcel deliveries in one convenient location. This integrated feature allows me to stay updated on my orders, giving me greater assurance throughout the entire shopping journey. I believe that these features contribute to a more secure and convenient online shopping experience. Reviewed on: 19th June 2026

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