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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 98,650 reviews, last reviewed 6th May 2026
2208050% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and very professional, safe service Excellent and very professional, safe service Reviewed on: 6th May 2026
Muhammad Naz's avatar
Muhammad Naz

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (98650)

PayPal Direct Debit plan has been terrible.

1
Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are not advertised in the App and exact dates of bank transactions remain a mystery. Compared to other companies, PayPal is the worst I've experienced. I feel as if it has been designed for the customer to fail / miss a payment. Communication is unclear and unavailable within the app. Emails are sent which can be missed - these could easily be notifications in the App. Reviewed on: 13th April 2026
HP's avatar
HP

PayPal credit is so easy to use & interest rates are...

5
PayPal credit is so easy to use & interest rates are excellent Reviewed on: 13th April 2026
Jacqueline w's avatar
Jacqueline w

Fast and easy money handling.

5
Very pleased with all responses to any query that I have had to date. Fast and easy money handling. Reviewed on: 13th April 2026
Paul F's avatar
Paul F

Reliable and secure

5
Reliable and secure , website/app easy to use and never had any issues Reviewed on: 13th April 2026
Lauren R's avatar
Lauren R

I have used PayPal for a number of years, welcome at...

5
I have used PayPal for a number of years, welcome at most places and no real issues. I am happy to recommend to anyone. I continue to be a satisfied customer. Reviewed on: 13th April 2026
James P Rowe's avatar
James P Rowe

Expeditious and exceptional customer service.

5
Expeditious and exceptional customer service. Favorable credit solutions are available. Reviewed on: 13th April 2026
Yan M's avatar
Yan M

Innovative

5
They are such an innovative company catering to all walks of life. BZ Reviewed on: 13th April 2026
JPM's avatar
JPM

I've had very positive experiences with paypal from...

5
I've had very positive experiences with paypal from eaze of use to very fast resolutions to problems with sellers. Reviewed on: 13th April 2026
Anna M's avatar
Anna M

Easy and concise

5
Easy and concise, not had it too long but vwry happy so far. I love that the minimum paymwnts are low enabling people.to pay more when they choose but spread the cost over more paydays when they choose. Reviewed on: 13th April 2026
William P's avatar
William P

I appreciate its financing offer and credit limit wh...

5
I appreciate its financing offer and credit limit which i hope increases. I really happy to be part of paypal credit Reviewed on: 13th April 2026
asim inuk2024's avatar
asim inuk2024

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