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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181083)

So easy to use and accesible without any fuss

So easy to use and accesible without any fuss Reviewed on: 19th June 2026

Such a reliable and trusted service with financial s...

Such a reliable and trusted service with financial safety measures in place and continued success and growth in the finance sector. Love it. Reviewed on: 19th June 2026

Very easy to use

I’ve found this app to be extremely easy to use and very user-friendly. The layout is clean and intuitive, making it simple to navigate and find exactly what you need. Everything is well organized, and even first-time users can get started without any confusion. The overall experience is smooth, efficient, and enjoyable. I would definitely recommend paypal to anyone looking for something straightforward and hassle-free. Reviewed on: 19th June 2026

PayPal credit is a useful tool to spread large costs...

PayPal credit is a useful tool to spread large costs into managable installments. It is great that no interest incurs if paid in 4 months. I'll keep using it for my online purchases of large amounts. Reviewed on: 19th June 2026

Flexibility to buy things without any added cost and...

Flexibility to buy things without any added cost and very easy access. Reviewed on: 19th June 2026

The 4 months interest free credit is an absolute gam...

The 4 months interest free credit is an absolute game changer, if not a little dangerous! Kidding, Paypal is just so easy to use aswell. Well done Reviewed on: 19th June 2026

Convenient for instant credit

Great for making purchases and dishing the cost, in often at zero percent on interest. Reviewed on: 19th June 2026

All good, perfect, I recommend 100%

All good, perfect, I recommend 100% Reviewed on: 19th June 2026

Excellent

Excellent experience to continue Reviewed on: 19th June 2026

Always good service.

Always good service. Have never had any problems. Reviewed on: 19th June 2026

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