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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 98,935 reviews, last reviewed 6th May 2026
2220850% increase in 5 star reviews
in the past 90 days
6250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy repayment, quick process Easy repayment, quick process, help me splitting payment and finish it earlier Reviewed on: 6th May 2026
Hamza Abu Saleh's avatar
Hamza Abu Saleh

Latest lowest rating:

1

I was not protected with a big purchase I made and c... I was not protected with a big purchase I made and customer service was not good with resolving as they offered. I have now paid my PayPal off and wil... Read more Reviewed on: 6th May 2026
Dawn P's avatar
Dawn P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (98934)

Absolutely love PayPal for peace of mind, you can bu...

5
Absolutely love PayPal for peace of mind, you can buy with confidence knowing that your covered Reviewed on: 13th April 2026
Joe Pih's avatar
Joe Pih

Always handy for ease of payment and protection

5
Always handy for ease of payment and protection Reviewed on: 13th April 2026
Mark S's avatar
Mark S

PayPal is secure to use anywhere

5
PayPal is great to use for almost anything and it's protected, I feel secure using PayPal to do transactions anyway in the world. Thank you Reviewed on: 13th April 2026
Diane O's avatar
Diane O

I have been a customer for nearly 20 years and have...

5
I have been a customer for nearly 20 years and have nothing but praise for their customer service. Now with the addition of a debit card we can earn points and save money. Reviewed on: 13th April 2026
Graham M's avatar
Graham M

my experience with paypal credit so far

5
I heard about paypal credit from a friend but was hesitant to engage with it initially but after reading reviews and going through there process I felt confident and so glad I did as its been really helpful for me to pursue a dream of mine and the 0% interest is really helpful especially being a uni student. Reviewed on: 13th April 2026
Bohsk's avatar
Bohsk

Great credit limit offered with low APR compared to...

5
Great credit limit offered with low APR compared to most cards. Blue points are brilliant too and the fact they offer 0% interest for 4 months on purchases of over £99. Reviewed on: 13th April 2026
Paul H's avatar
Paul H

PayPal is quick easy to use and give peace of mind...

5
PayPal is quick easy to use and give peace of mind and security when making a purchase. Reviewed on: 13th April 2026
Victoria 's avatar
Victoria

I have used PayPal credit its very convenient to spr...

5
I have used PayPal credit its very convenient to spread the cost Reviewed on: 13th April 2026
Nadeem A's avatar
Nadeem A

I love PayPal as I know i can trust them, the app is...

5
I love PayPal as I know i can trust them, the app is simple to use and navigate, I always pay with PayPal whenever possible Reviewed on: 13th April 2026
Beryl M's avatar
Beryl M

Paypal provides an excellent credit card service at...

5
Paypal provides an excellent credit card service at good rates. Its ease of use and customer service mean it is my primary card. Reviewed on: 13th April 2026
Anthony C's avatar
Anthony C

Review PayPal: PayPal Credit now

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