Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,134 reviews, last reviewed 6th May 2026
2229850% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful when i needed it, easy to apply Helpful when i needed it, easy to apply and T&C's clear and concise Reviewed on: 6th May 2026
Anna W's avatar
Anna W

Latest lowest rating:

1

I made to orders in December from Debenhams I sent b... I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal... Read more Reviewed on: 6th May 2026
sarah wrigley's avatar
sarah wrigley
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (99133)

All good easy navigate amazing.

5
All good easy navigate amazing. No issues Reviewed on: 13th April 2026
Kestas l's avatar
Kestas l

Always good experience, no problems

5
Always good experience, no problems Reviewed on: 13th April 2026
mesut b's avatar
mesut b

I have had good experience using PayPal i always hav...

5
I have had good experience using PayPal i always have good results with my transaction pay pal is an excellent payment method Reviewed on: 13th April 2026
Sean S's avatar
Sean S

Paypal credit is a convenient way to pay if you are...

5
Paypal credit is a convenient way to pay if you are waiting till your next pay day . Reviewed on: 13th April 2026
Louise w's avatar
Louise w

PayPal makes it possible

5
It's helped me afford holidays, buy for Christmas split big purchases Reviewed on: 13th April 2026
Marts's avatar
Marts

PayPal has made life so much easier when I make paym...

5
PayPal has made life so much easier when I make payments for most things. Thank you Reviewed on: 13th April 2026
zakeria's avatar
zakeria

It’s very helpful.

4
It’s very helpful. I started using it when there were no cards available and it still came in handy. Reviewed on: 13th April 2026
Washe F's avatar
Washe F

Excellent service easy to use, no hassle

5
Excellent service easy to use, no hassle Reviewed on: 13th April 2026
Stephen's avatar
Stephen

Support the way you need it.

5
Always easy to use and sensible, helpful updates. Reviewed on: 13th April 2026
Rhys PHE 's avatar
Rhys PHE

Recommend to others

5
No issues, had many things come up but support was very helpful each time something came up. This is why I recommend to others Reviewed on: 13th April 2026
callum reilly's avatar
callum reilly

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill