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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

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4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181083)

Smooth transitions and excellent conversion rates!

Smooth transitions and excellent conversion rates! Reviewed on: 19th June 2026

Yay for Pay!

My transactions with Pay Pal have always been trouble free. Reviewed on: 19th June 2026

I'm using PayPal since 20 years.

I'm using PayPal since 20 years, never had issues. Good protection for costumers. Reviewed on: 19th June 2026

I've had very good experiences with Paypal.

I've had very good experiences with Paypal. When I needed a payment disputed, Paypal paid back my money into my account once I had a chat with customer services and had explained to them what the issue was. Great customer service. Reviewed on: 19th June 2026

IMO one of the better credit options available.

Let’s be honest, all credit is too expensive, it’s never great relying on it. However, I’ve found PayPal to be one of the best. PayPal is very good at keeping you informed, letting you know how much you owe, so you don’t get out of your depth — certainly better than any bank I’ve used. When I *have* to use credit — when money is tighter, or unexpected expenses crop up, I prefer to use PayPal over the options my bank gives me. Reviewed on: 19th June 2026

Excellent customer service team and always willing t...

Excellent customer service team and always willing to help. Reviewed on: 19th June 2026

Always helpful and easy to deal with

Always helpful and easy to deal with Reviewed on: 19th June 2026

Big help when payday is far away and you need to pur...

Big help when payday is far away and you need to purchase something you really need right away Reviewed on: 19th June 2026

happy customer

I use papal credit and never hade any problems with it very happy Reviewed on: 19th June 2026

PayPal is Brilliant!

PayPal is the easiest payment system I have ever used, there are never problems and it is a very safe system to use. I have 100% trust and faith in PayPal. Reviewed on: 19th June 2026

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