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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

great company to work with, ability to buy products...

5
great company to work with, ability to buy products in instalments is very helpful Reviewed on: 19th June 2026

3 monthly pay zero interest is a fantastic help when...

5
3 monthly pay zero interest is a fantastic help when things are a little bit tight. Always somebody to sort any problems out you have straight away. I recently got stung by a scam. PayPal was quick interaction and got my money straight back for me. Reviewed on: 19th June 2026

I have not had any issues with PayPal.

5
I have not had any issues with PayPal. My experience has been seamless and pleasant. Reviewed on: 19th June 2026

Use paypal pretty much every day.

4
Use paypal pretty much every day. Solid platform and its Used everywhere. Id be cautious of the credit. If you use it id keep Reviewed on: 19th June 2026

0% interest over 4 months is great when unexpected e...

4
0% interest over 4 months is great when unexpected expenses arise. Reviewed on: 19th June 2026

Great and convenient way to purchase what you need.

5
Great and convenient way to purchase what you need. The different payment options are always useful. Reviewed on: 19th June 2026

unatherized payments taken from account

5
unatherized payments taken from account Reviewed on: 19th June 2026

My only way to pay

5
Great way to pay for items with protection Reviewed on: 19th June 2026

Simple to use , easy to understand

4
Simple to use , easy to understand Reviewed on: 19th June 2026

Find it easy to manage account online and keep track...

5
Find it easy to manage account online and keep track of payments. Reviewed on: 19th June 2026

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