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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,288 reviews, last reviewed 6th May 2026
2236650% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yeh had paypal credit for about ten years its amazing. Yeh had paypal credit for about ten years its amazing. Things i cant buy, i pay with paypal credit and pay it off when i get payed from work. Reviewed on: 6th May 2026
Chonga's avatar
Chonga

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026
Ales's avatar
Ales
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99288)

Effortless, Thoughtful, and Surprisingly Engaging

5
I didn’t expect to enjoy using this platform as much as I have, but it’s actually been a surprisingly smooth and engaging experience. What stood out to me most is how intuitive everything feels I didn’t need to second guess where to go or how things worked, which made the whole process feel effortless rather than frustrating. What I appreciated even more is that the platform doesn’t feel generic. It feels like there’s been real thought put into the user experience, from the layout to how information is presented. It made me feel like my time was respected, which is rare. If I had to be critical, I’d say there’s always room to make things even more personalised or interactive, but overall, it’s been a genuinely positive experience. It’s the kind of platform I’d actually return to, not just use once and forget. Reviewed on: 13th April 2026
Tyaas's avatar
Tyaas

Making Payments Easier with PayPal Credit

5
One of the most valuable aspects has been the ability to spread the cost of larger purchases over time. This has made budgeting far more manageable, especially during periods of higher spending. The option of interest-free payments on qualifying purchases has been particularly beneficial, helping me avoid additional costs when payments are made on time. Reviewed on: 13th April 2026
K W 's avatar
K W

hassel free way of buying

5
Great hassel free way of buying from abroad, a lot safer. Reviewed on: 13th April 2026
Graham 's avatar
Graham

Good Service

5
Good Service,easy to use and contact Reviewed on: 13th April 2026
Lisa Wilson's avatar
Lisa Wilson

Just easy to use.

5
Just easy to use. Lots of options and easy to set up Reviewed on: 13th April 2026
Allan 's avatar
Allan

Paypal credit is very easy to access and use as paym...

5
Paypal credit is very easy to access and use as payment source. Customer service is also excellent and has actively chased suppliers when my orders haven't been received and have refunded in full when the supplier was at fault Reviewed on: 13th April 2026
Jules's avatar
Jules

Love PayPal!

5
Its always great to have the ability to split payments or pay outright. I also love PayPal protects payments through Internet purchases Reviewed on: 13th April 2026
Jo W's avatar
Jo W

Simplicity

5
It was so simple to set up. Was purchasing items I wanted in no time. It is also very useful to have as certain vendors don't have other many other options for payment. A real game changer. Reviewed on: 13th April 2026
Richard S's avatar
Richard S

PayPal makes purchasing and spending money enjoyable.

5
PayPal makes purchasing and spending money enjoyable. Reviewed on: 13th April 2026
Sean's avatar
Sean

So easy.

5
Getting paid to spend your own money. No brainer Reviewed on: 13th April 2026
Clive W's avatar
Clive W

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