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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99445 reviews)

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4.90

Based on 99,445 reviews, last reviewed 6th May 2026

2244050% increase in 5 star reviews

in the past 90 days

6350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always available to use and it's great to spread the... Always available to use and it's great to spread the cost on higher value purchases. Always use PayPal as my way to pay. Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99445)

PayPal Credit ...

Four months interest free on purchases plus excellent customer support. Has made it it possible to buy the things that in the past where impossible. I can now shop with confidence. Reviewed on: 13th April 2026

Amazing ,however, sometimes if you want to pay your...

Amazing ,however, sometimes if you want to pay your balances its longer to credit to my account. Reviewed on: 13th April 2026

Perfect communication.

Perfect communication. Excellent experience and professional service. Reviewed on: 13th April 2026

Great way to pay, lots of options available if need...

Great way to pay, lots of options available if need to spread payments over a length of time. Always resolves issues too. Definitely recommend to others! Reviewed on: 13th April 2026

I've used PayPal for years and for the past year I c...

I've used PayPal for years and for the past year I can't seem to pay anything using their pay in 3 method. I've called in to be told that I can after April 13th 2025 and it still won't let me, so I took my business elsewhere. I don't like a business that can't be truthful! However, PayPal credit has helped me over the years. Although I am tired of their constant "we're charging more interest" in one way or another. Reviewed on: 13th April 2026

Amazing and great and must get.

Amazing and great and must get. I have found it very useful and helps with all sorts of things and helps me management of bills and outdoor shopping Reviewed on: 13th April 2026

PayPal 5 star thanks

Money when you need it and always there when needed it Reviewed on: 13th April 2026

PayPal Credit - a life saver for me!

PayPal Credit - a life saver for me! I am a happy PayPal customer. 4 months interest free. Where else do you get that?! Exceptional customer service! Reviewed on: 13th April 2026

Trusted by both retailer and customer.

Trusted by both retailer and customer. A rare commodity. Reviewed on: 13th April 2026

I have been using PayPal for years and never had any...

I have been using PayPal for years and never had any issues. I know some friends and family have had problems when selling online and have encountered scams, but I personally haven't had an issue yet Reviewed on: 13th April 2026

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