Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

View other PayPal products

4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181083)

Highly Recommended!

Never had a problem, always get through to a real person if I need to phone which is rare these days! Reviewed on: 19th June 2026

So simple to use, quick and easy

So simple to use, quick and easy Reviewed on: 19th June 2026

Fantastic response time and easily accessible.

Fantastic response time and easily accessible. Reviewed on: 19th June 2026

PayPal, my go to App for all my transactions

Excellent hassle free app for sending and receiving money, wouldn’t use anything else Reviewed on: 19th June 2026

Its super helpful to use when on need.

Its super helpful to use when on need. Reviewed on: 19th June 2026

Great service, products and PayPal Rewards is a no b...

Great service, products and PayPal Rewards is a no brainer! Reviewed on: 19th June 2026

Straight forward secure payments

Straight forward secure payments Reviewed on: 19th June 2026

Always excellent with contact through email and mess...

Always excellent with contact through email and messages and helpful with communication and information . Easy to use on various occasions and different circumstances Reviewed on: 19th June 2026

Reassurance when shopping online

I’ve always used PayPal and find it very safe online Reviewed on: 19th June 2026

I recently used PayPal Credit to make a much-needed...

I recently used PayPal Credit to make a much-needed purchase, and the 0% APR offer was an absolute lifesaver. It gave me the financial flexibility to buy exactly what I needed right away without worrying about hefty interest charges. The application was quick, checkout was seamless, and managing the payments is incredibly easy. Truly a fantastic tool for smart budgeting! Reviewed on: 19th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101251 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub