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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99561 reviews)

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4.90

Based on 99,561 reviews, last reviewed 6th May 2026

2249250% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Extend your credit Allows me to spread payment. Easy to setup and administer. Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99561)

PayPal it's Number 1

App is very easy to use. Never had a problem with it. Reviewed on: 13th April 2026

Fantastic having 3 months interest free on purchases...

Fantastic having 3 months interest free on purchases over £100. Have used this service a tad over the last few months. O my down side the time it takes for money to leave your bank account and go onto your Cc is to slow. Sometimes it could be one day and sometimes it could be up to 5 days. Reviewed on: 13th April 2026

Good service and safe your money when making online...

Good service and safe your money when making online purchases Reviewed on: 13th April 2026

Very simple to initiate and understand.

Very simple to initiate and understand. Reviewed on: 13th April 2026

A great way to purchase safely with an excellent var...

A great way to purchase safely with an excellent variety of options. Reviewed on: 13th April 2026

Top Notch

Top Notch no issues with refunds etc. Reviewed on: 13th April 2026

Works exactly as it should

PayPal Credit has been reliable and simple to use. Payments are easy to manage, and the service does exactly what it’s supposed to without any issues. A solid option for flexible spending. Reviewed on: 13th April 2026

Easy with Pay Pal CREDIT

Used a few times without issues,,… I like that I’m able to to pay to pay off sooner if I want to and the fact that I get loyalty points when I use pay pal credit Reviewed on: 13th April 2026

Highly recommended

The paypal + programme has been a game changer and would highly recommend savvy folks out there to take advantage. Reviewed on: 13th April 2026

Always there for me, credit, 3 in 1, payments are pr...

Always there for me, credit, 3 in 1, payments are protected Reviewed on: 13th April 2026

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