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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

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4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181083)

Easy to use no issues so far I have used the 0% inte...

Easy to use no issues so far I have used the 0% interest offer a few times and it's worked out really well Reviewed on: 19th June 2026

A refreshing change to other credit

It's easy to use PayPal Credit and really easy to keep track of what I've spent and what the offers are. It's a refreshing change compared to credit cards and other credit. Reviewed on: 19th June 2026

Great online bank comes with virtual Mastercard

Great online bank comes with virtual Mastercard Reviewed on: 19th June 2026

I have not yet had to deal with customer service, Pa...

I have not yet had to deal with customer service, PayPal is easy and convenient to use. Reviewed on: 19th June 2026

Good service recently compared to the past.

Good. I’ve not had issues recently they’ve sorted themselves out. Reviewed on: 19th June 2026

Easy to navigate PayPal app and access what is requ...

Easy to navigate PayPal app and access what is required. Easy to make payments Reviewed on: 19th June 2026

It’s fast and any problem I’ve had I’ve been able to...

It’s fast and any problem I’ve had I’ve been able to sort and resolve quickly Reviewed on: 19th June 2026

PayPal is amazing.

PayPal is amazing. I never have any problems. Stress free! Reviewed on: 19th June 2026

Quick, easy, and gave me real flexibility

I was buying a Samsung product and saw PayPal Credit as one of the payment options. I'd never used it before, but decided to give it a try, and was approved within minutes. Making payments was simple, and I was happy to find out I could even use the leftover balance for other things and just pay a small amount each month. It made everything so much easier and took a lot of pressure off. Reviewed on: 19th June 2026

Paypal is agreat reliable service to use

Paypal is agreat reliable service to use Reviewed on: 19th June 2026

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