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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,640 reviews, last reviewed 6th May 2026
2252900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like using the credit app , monthly payments I like using the credit app , monthly payments Reviewed on: 6th May 2026
Piasta T's avatar
Piasta T

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99640)

A great services to use.

4
A great services to use. The APR is good value.. Also you can order a variety of goods from various suppliers. Overall a great service to use. Reviewed on: 13th April 2026
Steven M's avatar
Steven M

Fabulous provider

5
Accepted in so many places, app is really easy to use Reviewed on: 13th April 2026
Kelly S's avatar
Kelly S

Easy set up very useful payment system

5
Easy set up very useful payment system Reviewed on: 13th April 2026
Mike B's avatar
Mike B

Make a friend with PayPal

5
PayPal is convenient to use and widely accepted by most retailers Reviewed on: 13th April 2026
Brian W's avatar
Brian W

Best credit card.

5
Best credit card. Paypal is amazing and gives 4months interest free Reviewed on: 13th April 2026
Dangira P's avatar
Dangira P

Amazing Paypal

5
Excellent experience. Nothing negative Reviewed on: 13th April 2026
Grace B's avatar
Grace B

The smart way

5
Very easy to use, no issues set up to never miss a paymemt Reviewed on: 13th April 2026
Scott's avatar
Scott

PayPal offers great incentives

5
I’ve never needed to use customer service but I appreciate the incentives that PayPal offers and the app is easy to use. Reviewed on: 13th April 2026
Vicki S's avatar
Vicki S

Love it so much helps me when I really need...

5
Love it so much helps me when I really need it Reviewed on: 13th April 2026
Yusuf I's avatar
Yusuf I

What's not to love

5
Yhe app is So easy to use.Paypal.meet all my needs and love the new rewards programme. Reviewed on: 13th April 2026
Tracy's avatar
Tracy

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