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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

Would recommend

5
Very good, absolutely would recommend Reviewed on: 19th June 2026

Amazing experience the best credit provider

5
Amazing experience the best credit provider Reviewed on: 19th June 2026

What’s not to love?

5
PayPal Credit has been like that reliable friend who always spots you when your wallet is having a dramatic moment. The application was quick, the payments are easy to manage, and it’s given me extra flexibility when I’ve needed it most. Best of all, it lets me shop now without having to survive on instant noodles until payday. Convenient, straightforward, and stress-saving. What’s not to love? Reviewed on: 19th June 2026

Never had any issues with PayPal.

5
Never had any issues with PayPal. Always been willing to help when I’ve reached out. Reviewed on: 19th June 2026

I did struggle to close my paypal credit account but...

4
I did struggle to close my paypal credit account but many people from customer service were very accommodating and tried to help and reassure me. Reviewed on: 19th June 2026

Happy customer

5
Easy to use and clear way of working Reviewed on: 19th June 2026

efficient and effective

5
PayPal is an efficient and effective way or paying which makes it safe and easy Reviewed on: 19th June 2026

Always fast reliable and easy to use

5
Always fast reliable and easy to use Reviewed on: 19th June 2026

MY BEST PAL !!

5
Great company no complaints easy to use straight forward Reviewed on: 19th June 2026

Easy to use great service helps when booking holiday...

5
Easy to use great service helps when booking holidays with the pay in 4 0% options or big expensive buys for garden or home Reviewed on: 19th June 2026

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