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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,724 reviews, last reviewed 6th May 2026
2257000% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wouldn’t use any other provider. Wouldn’t use any other provider. Great customer service and easy way to pay Reviewed on: 6th May 2026
SC's avatar
SC

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99724)

PayPal is an easy way to be able to spread the cost...

5
PayPal is an easy way to be able to spread the cost over 3 payments or Interest fee if paid within a time frame. Easy to set up a direct debit so payments aren't missed. Reviewed on: 13th April 2026
Leanne h's avatar
Leanne h

Excellent brand but charges are high for sending...

5
Excellent brand - charges are very high for sending money and conversion rates poor Reviewed on: 13th April 2026
PaulH 's avatar
PaulH

I wasn’t sure how PayPal worked

5
I wasn’t sure how PayPal worked at 1st and ended up with two late payments as they didn’t show as pending in my bank. I contacted PayPal and both times I was reimbursed as the money was there as soon as I had realised what I had done wrong. I have now set up a direct debit so it is a lot easier and have had no more problems since. Reviewed on: 13th April 2026
Tracy 's avatar
Tracy

Great option to have for purchases

5
Great option to have for purchases Reviewed on: 13th April 2026
Rebecca Morrison's avatar
Rebecca Morrison

Simple one clock buying when I don't have my card...

5
Simple one clock buying when I don't have my card Reviewed on: 13th April 2026
Brett C's avatar
Brett C

Fantastic option to have a chance to buy something w...

5
Fantastic option to have a chance to buy something will help of pay pal Reviewed on: 13th April 2026
Jaroslaw B's avatar
Jaroslaw B

Reliable, Fast, and Hassle-Free Payments

5
PayPal has been a reliable and convenient platform for managing online payments. The interface is user-friendly, making it easy to send and receive money, whether for personal use or business transactions Reviewed on: 13th April 2026
Fernando B's avatar
Fernando B

Fantastic

5
Fantastic and good all around experience Reviewed on: 13th April 2026
Jason 's avatar
Jason

Wonderful experienc5 star

5
Wonderful experience , brilliant service I would love to use the service Reviewed on: 13th April 2026
Muhammad Zahid's avatar
Muhammad Zahid

PayPal app

5
Very easy to use the app & great protection on purchases Reviewed on: 13th April 2026
Peter C's avatar
Peter C

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