Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,042 reviews, last reviewed 29th Apr 2026
1811100% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good Net needed a customer service support so far and been able to work around which is great Reviewed on: 29th April 2026
RS 's avatar
RS

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (90042)

Love PayPal!

5
I love PayPal credit, it gives me more time to pay, I receive bonus points, and I love the offers like 4 months interest free for purchases over £100. Really helps me out. Reviewed on: 6th April 2026
Charlotte's avatar
Charlotte

Great features to manage your money

5
Great features like simple to transfer money and also interest free pay up options. Reviewed on: 6th April 2026
euan cameron's avatar
euan cameron

It is so easy to pay with PayPal

5
It is so easy to pay with PayPal with various ways to pay like pay in 3 and interest free payment Reviewed on: 6th April 2026
tom a's avatar
tom a

recent contact wasnt as helpful as normal

5
recent contact wasnt as helpful as normal Reviewed on: 6th April 2026
NannaB's avatar
NannaB

Been using PayPal for over 20 years without a problem.

5
Been using PayPal for over 20 years without a problem. Only issue is with the credit account direct debit system which is a bit flaky. Reviewed on: 6th April 2026
Simon G's avatar
Simon G

Paypal credit

5
Paypal credit is the best choice for online shopping. Reviewed on: 6th April 2026
Khaliq 's avatar
Khaliq

Good experience so far.

5
Good experience so far. Easy to use the app. Reviewed on: 6th April 2026
Amanda S's avatar
Amanda S

PayPal flexibility

5
PayPal is very useful and flexible providing me all I need for online payments Reviewed on: 6th April 2026
Paul W's avatar
Paul W

good credit

5
use credit for spreading cost for 4 month without interest Reviewed on: 6th April 2026
Mo O's avatar
Mo O

Great credit tool to split a purchase.

5
Great credit tool to split a purchase. It is very reliable and extremely secure method of payment. Reviewed on: 6th April 2026
Evan M's avatar
Evan M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill