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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181078 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181078)

Great service and helps me spread payments.

Great service and helps me spread payments. Highly recommend Reviewed on: 18th June 2026

Didn’t expect the process to be that easy and straig...

Didn’t expect the process to be that easy and straightforward. This will assist myself in budgeting other purchases over this short period of time Reviewed on: 18th June 2026

Customer for many years- super 0 % credit options

I am a customer for many years and I didn't have any issues. Super handy quick credit for 0 rate. Used many many times Reviewed on: 18th June 2026

Great never had any issues, am able to use credit in...

Great never had any issues, am able to use credit interest free and save to pay, very good facility and get reminders to pay Reviewed on: 18th June 2026

Best pal to pay and buy !!

Always easy to use the app. Always easy to acces the rage of retailers where you can use pay pal . And last very safe easy to pay with pay pal . Reviewed on: 18th June 2026

Very nice

Nice and easy to set up and add to my Google wallet Reviewed on: 18th June 2026

Quick and easy transactions

Every transaction is quick and simple highly recommended Reviewed on: 18th June 2026

Easy way to pay

Easy and quick to use. The app is easy to navigate and simple to use. Reviewed on: 18th June 2026

Contacted customer service a couple of times, very h...

Contacted customer service a couple of times, very helpful, knowledgeable and sorted everything out for me during the call Reviewed on: 18th June 2026

Easy to use and helps budgeting.

Easy to use and helps budgeting. Reviewed on: 18th June 2026

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