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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181078 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181078)

Easy to use, fair and convenient

Easy to use, fair and convenient Reviewed on: 18th June 2026

All excellent.

All excellent. Very convenient way to pay - welcome opportunity to avoid debt Reviewed on: 18th June 2026

Paypal is fast and easy to use excellent credit oppu...

Paypal is fast and easy to use excellent credit oppurtunities. Reviewed on: 18th June 2026

Pay pal credit has been a lifesaver especially since...

Pay pal credit has been a lifesaver especially since I had my baby and needed to buy her things on short notice. The credit line from PayPal helps me pay over a longer period without any interest easing my household expenses. I would recommend PayPal credit to everyone Reviewed on: 18th June 2026

Excellent customer service e.

If there is ever a problem paypal sort out immediately not like Nationwide building society. There charge back policy is ridiculous. Reviewed on: 18th June 2026

I have used PayPal for years and I've always had an...

I have used PayPal for years and I've always had an amazing experience with them. PayPal are always positive and responsive whenever I interact with them. They have been very understanding whenever I have had issues in the past and a positive resolution has always been found. Reviewed on: 18th June 2026

Brilliant Credit Service

Great. Been using PayPal for years! Reviewed on: 18th June 2026

A convenient online payment tool

Convenient and easy to use, with clear understanding of how much you have Available and at what cost. The 0% on payments cleared over a few months helps me to clearly budget my money in the future. Reviewed on: 18th June 2026

Easy payment method

Always used PayPal as a way to pay . Keeps you safe from scammers Reviewed on: 18th June 2026

Simple to use

Very easy to use , I am 67 years old and it’s so simple to buy items on line on eBay or Amazon . Reviewed on: 18th June 2026

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