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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181078 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181078)

PayPal is an excellent service

PayPal is an excellent service offering endless payment possibilities online and more Reviewed on: 18th June 2026

Safest way to pay

Easy and safe way to pay. Reassured when using PayPal that my payments will be quick and easy as well as safe. Reviewed on: 18th June 2026

Just such an easy financial stream when the drivers...

Just such an easy financial stream when the drivers are shallow. Excellent clarity and flexible repayment methods.I honestly could not do without it as part of my pallet of funding. Reviewed on: 18th June 2026

Easy to navigate

The app specifically is easy to navigate and understand pretty quickly. Reviewed on: 18th June 2026

The best way to shop and pay online.

The best way to shop and pay online.Safe, reliable and very convenient. Reviewed on: 18th June 2026

It is easy to use and helps spread costs over a long...

It is easy to use and helps spread costs over a longer time. Reviewed on: 18th June 2026

Always interest free payment plans and removed the r...

Always interest free payment plans and removed the risk from my banks and now we get points with PayPal plus which adds extra value. The app is clear and easy to use with plenty of payment offers Reviewed on: 18th June 2026

Easy application and very quick.

Easy application and very quick. Would recommend to family and friends. Quick delivery of physical card. Easy to work around the app too. Only problem I’m finding is that it won’t link my bank account for direct debit Reviewed on: 18th June 2026

To me it’s the safest way to pay for anything...

To me it’s the safest way to pay for anything iine Reviewed on: 18th June 2026

Came when I needed it.

Came when I needed it. Very easy to set up Reviewed on: 18th June 2026

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