Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89804 reviews)

View other PayPal products

4.91

Based on 89,804 reviews, last reviewed 29th Apr 2026

1800050% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Shop with excellence Every time I purchase there is no problem using PayPal Reviewed on: 29th April 2026

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (89804)

It’s easier to use and control my credit.

It’s easier to use and control my credit. It gives me the peace of mind and the security of using PayPal. Reviewed on: 6th April 2026

2 seamless decades

I’ve been using PayPal for almost 20+ years never had any issues today the least Reviewed on: 6th April 2026

Decent experience few tech gremlins

Decent experience only issue is have been facing tech gremlins specifically on the part to order the PayPal credit card which it does not allow me order it other than that I can still use it as per normal. Reviewed on: 6th April 2026

Highly accessible credit with options for repayment

I have used PayPal for a long time because it seems more useful than just using my debit card. I also like that I have options for credit, either delayed payment with no added cost to you for a certain period or payment in equal installments. My husband and I use it for large purchases, and take 4 months to pay it off to spread the cost. It feels like super accessible credit. Reviewed on: 6th April 2026

Best ever

Easy and quick way to purchase goods and pay creditors Reviewed on: 6th April 2026

excellent services from customer care

I've hade excellent services from customer care in regards to my accounts, payments. Very friendly and helpful. Reviewed on: 6th April 2026

my review

always easy to use and great customer service Reviewed on: 6th April 2026

It’s really convenient to use and the pay in 3 optio...

It’s really convenient to use and the pay in 3 option comes it really handy. Reviewed on: 6th April 2026

It's a good experience with PayPal shopping.

It's a good experience with PayPal shopping. Would recommend others Reviewed on: 6th April 2026

I love PayPal it's gives me confidence when shopping...

I love PayPal it's gives me confidence when shopping online Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.92 from 3687 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40973 reviews
Payments
from PayPal 4.92 from 3687 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub