Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (181076)

Love using PayPal

5
Always very easy to use PayPal and the repayments are not too high ,also good to use on bigger items needed and to pay back over time Reviewed on: 18th June 2026
June N's avatar
June N

Would recommend

4
Helpful, sometimes four months to pay off is right but better than others Reviewed on: 18th June 2026
Chelsea Jane's avatar
Chelsea Jane

It's just so easy and convenient.

5
It's just so easy and convenient. It is always my preferred way to pay! Reviewed on: 18th June 2026
William P's avatar
William P

paypal credit easy to use

5
I find it very easy to use paypal credit and pay it quicker if I want to Reviewed on: 18th June 2026
Barbara A's avatar
Barbara A

Very easy to use and great terms

5
Very easy to use and great terms Reviewed on: 18th June 2026
Rhett's avatar
Rhett

Easy to use.

5
Easy to use. No hassle, easy to navigate app. Reviewed on: 18th June 2026
Daniel v's avatar
Daniel v

Reliable and Stress-Free

5
PayPal Credit Reliable and Stress-Free PayPal Credit is a simple and dependable option for online payments. It integrates smoothly with PayPal, making checkout quick and hassle-free. From personal experience, it really helped me when I had an issue with a purchase. I was able to sort everything out while spreading the cost interest-free over 3 months, which gave me real peace of mind. Overall, it’s a convenient and flexible credit service, great for managing payments when used responsibly. Reviewed on: 18th June 2026
Adeyemi 's avatar
Adeyemi

Ripoff for no reason poor service charges

1
Ripoff for no reason charges as hardly used Reviewed on: 18th June 2026
Kev Rogers's avatar
Kev Rogers

Excellent service and great experience using PayPal

5
Excellent service and great experience using PayPal Reviewed on: 18th June 2026
Atif j's avatar
Atif j

I recently used PayPal Credit to purchase a MacBook

5
I recently used PayPal Credit to purchase a MacBook, and the entire process was seamless. The checkout was quick, approval was instant, and it made financing my new laptop incredibly easy. I highly recommend it for smooth, hassle free major purchases. Reviewed on: 18th June 2026
Marc Ihuwe's avatar
Marc Ihuwe

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill