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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,715 reviews, last reviewed 29th Apr 2026
1795800% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super helpful if you need to contact them Super helpful if you need to contact them Reviewed on: 29th April 2026
Patrick C's avatar
Patrick C

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89715)

Good service.

5
I like to use pay pal credit, 4 months no interest is my favorite thing. Reviewed on: 6th April 2026
Leonas V's avatar
Leonas V

Spread the cost with PayPal Credit

5
I found the process relatively easy but could have done with more help as to what percentage of the balance needed to be paid each month. Reviewed on: 6th April 2026
Lynn M's avatar
Lynn M

PayPal has help me to spend in a way I can afford an...

5
PayPal has help me to spend in a way I can afford and with high interest rates. Four months interest free Reviewed on: 6th April 2026
Glenn 's avatar
Glenn

Simple choice

5
PP is easy to use and simply works well Reviewed on: 6th April 2026
tom t's avatar
tom t

Always happy to help great rates

5
Always happy to help great rates Reviewed on: 6th April 2026
David T's avatar
David T

Paypal is Safe

5
I always use Paypal for online purchases as i feel safe with Paypal. I would highly recommend it to friends & family Reviewed on: 6th April 2026
Joe m's avatar
Joe m

Easy to use.

3
Easy to use. Love having the option of PayPal credit Reviewed on: 6th April 2026
Ryan D's avatar
Ryan D

Paypal a pleasure

5
Would love 0% for longer period on more expensive purchases Reviewed on: 6th April 2026
James C's avatar
James C

Good and easy to use, everywhere accept

5
Good and easy to use, everywhere accept Reviewed on: 6th April 2026
Hayley H's avatar
Hayley H

I’ve used PayPal for a number of years and the payme...

5
I’ve used PayPal for a number of years and the payment options it provides has been a life saver at times. The dashboard is clear to understand and the payment reminders are great for someone as forgetful as me. I can also send money to friends and family easily which is great if we are splitting costs of something. Reviewed on: 6th April 2026
Nikki M's avatar
Nikki M

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