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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181075 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181075)

No problems.

No problems. Could be more clear within the app as to what is owed Reviewed on: 18th June 2026

Very good service and helpful customer service

Very good service and helpful customer service Reviewed on: 18th June 2026

PayPal, is my pal!

I am happy with PayPal, it make life easier. Reviewed on: 18th June 2026

Helpfull

Never had any trouble if I v needed help paypal have been there to sort it Reviewed on: 18th June 2026

No issues with PayPal in the 20 years I have...

No issues with PayPal in the 20 years I have used it Reviewed on: 18th June 2026

Flexibility monthly payment, safe,

Flexibility monthly payment, safe, Reviewed on: 18th June 2026

Great Flexible Payment Option

I’ve had a positive experience using PayPal Credit. The application process was straightforward, and being able to spread the cost of purchases has been really helpful. The online account is easy to manage, payments are simple to make, and statements are clear and easy to understand. It’s a convenient option for larger purchases, especially when taking advantage of promotional interest-free periods. Overall, I’ve found PayPal Credit to be a flexible and useful way to manage spending. Reviewed on: 18th June 2026

Good it works what more can I say

Good it works what more can I say Reviewed on: 18th June 2026

PayPal is always there every time I need it and is a...

PayPal is always there every time I need it and is accepted just about anywhere as well absolutely great Reviewed on: 18th June 2026

I use PayPal wherever I can I feel safe using PayPal.

I use PayPal wherever I can I feel safe using PayPal. Its easy to use. And now I can keep track of my purchases Reviewed on: 18th June 2026

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