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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181075 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181075)

No issues at all.

No issues at all. It is simple and clear. Reviewed on: 18th June 2026

I've had a very positive experience with PayPal Cred...

I've had a very positive experience with PayPal Credit overall. The application process was straightforward, and it's been a convenient way to spread the cost of purchases, especially when taking advantage of the promotional interest-free periods. The integration with PayPal makes checkout quick and hassle-free, and managing the account online is simple and user-friendly. My only concern is the standard interest rate once promotional periods end. The interest can be quite high compared to some other forms of credit, so it's important to keep track of repayment dates and clear balances where possible. As long as you use it responsibly and understand the terms, PayPal Credit can be an excellent financial tool. Overall, I would highly recommend PayPal Credit for its convenience, flexibility, and ease of use, but I would encourage users to be mindful of the interest charges if balances are not paid off within the promotional period. Reviewed on: 18th June 2026

Great and easy to use and understand.

Great and easy to use and understand. Reviewed on: 18th June 2026

No issues at all everything is clear and smooth

No issues at all everything is clear and smooth Reviewed on: 18th June 2026

Easy to use, communication good and clear

Easy to use, communication good and clear Reviewed on: 18th June 2026

PayPal is a great, safe way to pay for things.

PayPal is a great, safe way to pay for things. I use it all the time. It is easy to do and would highly recommend. Reviewed on: 18th June 2026

Fast easy simple and safe...

Pay pal is perfect for me it works and it’s safe and easy to use never no issues regarding payments all fast easy and simple Reviewed on: 18th June 2026

Very professional at all times.

Very professional at all times., prompt to respond to any problem. Reviewed on: 18th June 2026

It’s fantastic, I use pay 3 and I’ve managed to have...

It’s fantastic, I use pay 3 and I’ve managed to have lots of things by spreading the cost. Reviewed on: 18th June 2026

Always found PayPal to be a handy tool.

Always found PayPal to be a handy tool. Would like to see avaialable to use in more places Reviewed on: 18th June 2026

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