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PayPal: PayPal Credit reviews

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4.91
Based on 89,636 reviews, last reviewed 29th Apr 2026
1792100% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

secure and safe is all i can say secure and safe is all i can say Reviewed on: 29th April 2026
jesalba's avatar
jesalba

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89636)

My PayPal Credit Experience

5
PayPal Credit is currently the best credit facility yiu can get at the moment, as you are approved almost immediately if you’re eligible and you’re also rewarded with points when you make payments using PayPal credit. The interest rate is more friendly and also flexible to pay back. I recommend to those with even low credit score if you’re looking for a good way to build your credit score. Reviewed on: 6th April 2026
Micheal E's avatar
Micheal E

Best payment method

5
Helps you spread the payments no problem if you pay a bit less one month you can pay more next month Reviewed on: 6th April 2026
Stevey M's avatar
Stevey M

A Trustworthy Easy to Use Service

5
I find PayPal easy to use and PayPal credit an extra layer of personal comfort in financial management when necessary. With increasing pressures on budgets, due to local and global economics, PayPal Credit provides a plan that takes the pressure off payments. Reviewed on: 6th April 2026
StuBu's avatar
StuBu

Excellent value for money and all need.

5
Excellent value for money and all need. Reviewed on: 6th April 2026
juned ullah's avatar
juned ullah

All good for me.

5
All good for me. So easy. So convenient. Reviewed on: 6th April 2026
Phil B's avatar
Phil B

Easy to use.

5
Easy to use. Good app as well which is very useful Reviewed on: 6th April 2026
Stainsbygirl's avatar
Stainsbygirl

Generally I've had a first class experience

4
Recently got locked out of my account even though I had previously tried to raise a concern with customer services, which are impossible to get a hold of. Up until this point I have never had a problem and always had a positive experience whilst using PayPal. Always found it to be a trusted secure way of paying for goods and items Reviewed on: 6th April 2026
Steviepate 's avatar
Steviepate

really good service !

5
really good service ! Good customer service ! Good range of choice/cards and very happy overall Reviewed on: 6th April 2026
Daniel GRIGORIU 's avatar
Daniel GRIGORIU

Absolutely life saving

5
I absolutely couldn’t survive without my PayPal credit not just simply because I’ve been off for a few months now with a broken ankle and it’s made life easier right now but before this it has helped me rise my credit score and it helps with the big purchases for the house as well Reviewed on: 6th April 2026
JJR's avatar
JJR

I have used PayPal for years, great company and an e...

5
I have used PayPal for years, great company and an easy platform to use Reviewed on: 6th April 2026
Pam B's avatar
Pam B

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