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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89570 reviews)

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4.91

Based on 89,570 reviews, last reviewed 29th Apr 2026

1789000% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Credit that’s easy to understand. It’s easy to use, I’ve never had a problem. It really helped me with large purchases. Reviewed on: 29th April 2026

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89570)

Excellent

Very easy to use. Kept up to date with statements. Good discounts and ways to pay. Have used pay pal for some time and most of the family do. Questions answered easy. Lots of topics with question and answers to most things. But you can ring or chat. Reviewed on: 6th April 2026

I use PayPal credit to pay for dogs food and then pa...

I use PayPal credit to pay for dogs food and then pay it off few days later Reviewed on: 6th April 2026

Find the PayPal options really good.

Find the PayPal options really good. Reviewed on: 6th April 2026

Used to purchase flights to Australia.

Used to purchase flights to Australia. Everything was really easy to set up. The app is great to use, would definitely recommend to others and will continue to use myself. Reviewed on: 6th April 2026

Safe payment

Always feel my Money is Safe when i use PayPal to pay for everything I buy online , whether it is paying in full or being able to split payment into 3 interest free instalments Reviewed on: 6th April 2026

Always easy to get hold of and explain things really...

Always easy to get hold of and explain things really well. 4 months interest free on purchases is great also. Reviewed on: 6th April 2026

Brilliant.

Easy to use must customers use PayPal and very reasonable Reviewed on: 6th April 2026

neutral experience

My experience has been okay but I do find they are not that supportive of customers in disputes. Reviewed on: 6th April 2026

What let’s it down you can’t allocate overpayment to...

What let’s it down you can’t allocate overpayment to a specific spend which costs you more money long term so good .. when you contact them they say tuff luck basically. I should have the choice to allocate overpayments Reviewed on: 6th April 2026

Great zero% credit available.

Great zero% credit available. Paypal have always come through with any issues I’ve had. It is also so easy to use with the vast majority of retailers accepting it. Reviewed on: 6th April 2026

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