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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181075)

Excellent highly recommended

5
The use or the credit options is really useful and so easy to manage on the app, I am not sure what I would do without it. It also has the benefit of of payment protection which is huge benefit. Reviewed on: 18th June 2026

It's very good, but needs more work in customer care...

5
It's very good, but needs more work in customer care Reviewed on: 18th June 2026

It's very good, but needs more work in customer care...

5
It's very good, but needs more work in customer care Reviewed on: 18th June 2026

Simple credit

5
Easy, very usable, my go too credit provider Reviewed on: 18th June 2026

USUALLY A VERY GOOD EXPERIENCE, HOWEVER, PAYPAL SIDE...

5
USUALLY A VERY GOOD EXPERIENCE, HOWEVER, PAYPAL SIDED WITH A SELLER ON A DISPUTE WHERE I DID NOT RECIEVE WHAT I ORDERED Reviewed on: 18th June 2026

Always quick and reliable.

5
Always quick and reliable. Very handy that it’s taken in more places now. Reviewed on: 18th June 2026

Website / account is always up-to-date, great flexib...

5
Website / account is always up-to-date, great flexibility in payment plans, ideal for budgeting. Overall, a great customer experience. Very happy with this. Reviewed on: 18th June 2026

My experience with paypal has been wonderful, no pro...

5
My experience with paypal has been wonderful, no problems at all. Reviewed on: 18th June 2026

Easy and Convenient

5
Easy and convenient with zero interest for months and 3 months staggered down payments if you want to choose 3 monthly installments Reviewed on: 18th June 2026

Ease of use .

5
Ease of use .paypal is excepted nearly everywhere now. Reviewed on: 18th June 2026

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