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PayPal: PayPal Credit reviews

4.90
Based on 89,494 reviews, last reviewed 29th Apr 2026
1785300% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant rates excellent offers no complaints Brilliant rates excellent offers no complaints Reviewed on: 29th April 2026
Victoria F's avatar
Victoria F

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89494)

Let's GOOOO PayPal

5
Used it for several years and was not disappointed once. Reviewed on: 6th April 2026

Great experience; easy to use.

5
Great experience; easy to use. Good time period for interest free credit. Reviewed on: 6th April 2026

A lot of credit facilities and payments methods to s...

5
A lot of credit facilities and payments methods to support purchases. Reviewed on: 6th April 2026

Great products

5
Very satisfied with the level of service and products from PayPal been a member for a very long time and never had any issues Reviewed on: 6th April 2026

I've used the pay pal credit quite a few times now.

5
I've used the pay pal credit quite a few times now. It's great, really helpful, to be able to spread the cost over 4 months with no added interest. Reviewed on: 6th April 2026

1st class service

5
1st class service - Everything as it should be with excellent information Reviewed on: 6th April 2026

Always quick response and you can pay monthly with i...

5
Always quick response and you can pay monthly with interest free! Reviewed on: 6th April 2026

I can always rely on PayPal, I only use PayPal when...

5
I can always rely on PayPal, I only use PayPal when buying items, as I know its safe and secure. Reviewed on: 6th April 2026

satisfactory Outcomes

5
Helped me whenever required. Always had a favourable outcome satisfactory outcomes. Reviewed on: 6th April 2026

I tried to contact customer service to discuss a lat...

4
I tried to contact customer service to discuss a late payment fee but couldn't get through to anyone so just had to pay it Reviewed on: 6th April 2026

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