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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181075)

Brilliant service

5
So easy and convenient, great to have as a form of paying in small increments Reviewed on: 18th June 2026

Excellent, been using them for years

5
Excellent, been using them for years Reviewed on: 18th June 2026

Smooth transactions.

5
Smooth transactions. Easy to use. It is widely available to use with most online retailers. Reviewed on: 18th June 2026

PayPal is easy to use, secure, and makes online paym...

5
PayPal is easy to use, secure, and makes online payments quick and convenient. Highly recommended Reviewed on: 18th June 2026

Been using PayPal credit for a couple of years now,...

5
Been using PayPal credit for a couple of years now, it's been excellent! Reviewed on: 18th June 2026

Quick secure and I’m confident using the Service, Pe...

5
Quick secure and I’m confident using the Service, Peter to be accepted by most retailers, and the Pay in three Service comes in handy Reviewed on: 18th June 2026

I'm happy to Paypal because there are no charges

5
Paypal is fast money transfer, safe and convenient Reviewed on: 18th June 2026

I like pay pal credit.

5
I like pay pal credit. Always give me chance you use it whenever I need it. I can pay my shopping and split it for 3 payments. Interest is not to high. Generally like it. Reviewed on: 18th June 2026

I trust PayPal for my money.

5
Paypal is first ever trusted platform to make payments now ,as the PayPal has levelled up the game I don’t think there is anyone can compete that . Reviewed on: 18th June 2026

I love PayPay as I use it so many way to pay and I'v...

5
I love PayPay as I use it so many way to pay and I've been using PayPal for almost every online purchase for over 15 years Reviewed on: 18th June 2026

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