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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

So easy and convenient to use, my go to payment...

So easy and convenient to use, my go to payment option Reviewed on: 18th June 2026

Always great service.

Always great service. Happy with service Reviewed on: 18th June 2026

Really good experience.

Really good experience. Fair prices Reviewed on: 18th June 2026

It’s quick and easy.

It’s quick and easy. It also provides platforms for charities to receive much needed donations. Reviewed on: 18th June 2026

Options to buy Time

Let's you have various options of how long you need to spread the cost from 6 to 24 months (Terms apply depending on value of purchase) Reviewed on: 18th June 2026

Great customer service and products.

Great customer service and products. Have been using PayPal now for over 10 years and especially been enjoying their credit product where they offer 0% apr for 4 months, Reviewed on: 18th June 2026

very good but can't adjust credit limits

very good but can't adjust credit limits Reviewed on: 18th June 2026

I always get direct advice and help when there is a...

I always get direct advice and help when there is a complicated issue. Reviewed on: 18th June 2026

Good company good products and services

Good company good products and services Reviewed on: 18th June 2026

Overall positive and easy to use.

Overall positive and easy to use. The app shows me everything I need at a glance. Helps spread the cost of various items and is especially useful around Xmas time. Reviewed on: 18th June 2026

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