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PayPal: PayPal Credit reviews

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4.90
Based on 89,402 reviews, last reviewed 29th Apr 2026
1781150% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and navigate. Very easy to use and navigate. Making claims extra payment and disputes are all very easy to do. I would recommend to everyone and anyone Reviewed on: 29th April 2026
Samia N's avatar
Samia N

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89402)

PayPal Credit Brilliant and trustworthy

5
PayPal Credit, as well as PayPal have always been brilliant, every time I use them it is so easy, they keep you informed about any payments that are due, offers They are so trustworthy, and I would recommend them 100% Reviewed on: 6th July 2025
Sandra's avatar
Sandra

Excellentpay pal Excellent

5
Excellent app to use. Very easy and simple to use Reviewed on: 5th July 2025
Susan E's avatar
Susan E

Paying with PayPal comes with great protection and i...

5
Paying with PayPal comes with great protection and if I pay within 4 months on purchases over £100 there is no interest. Hence it's safe and a economical way for me to buy items Reviewed on: 5th July 2025
Sonia H's avatar
Sonia H

Easy to use and efficient credit service

5
Easy to use and efficient credit service Reviewed on: 4th July 2025
Violeta Stancheva's avatar
Violeta Stancheva

Easy to use.

5
Easy to use. Safe and secure. Reliable & trusted Reviewed on: 3rd July 2025
K D's avatar
K D

Very useful and made my life easier.

5
Very useful and made my life easier. Reviewed on: 3rd July 2025
Charles's avatar
Charles

PayPal gives you more options to spread the cost.

5
PayPal gives you more options to spread the cost. Reviewed on: 3rd July 2025
Natasha S's avatar
Natasha S

Useful for paying on certain websites.

4
Useful for paying on certain websites. PayPal credit is a good function Reviewed on: 2nd July 2025
Jody B's avatar
Jody B

Reliable, Secure, and Easy to Use -highly recommended

5
I’ve been using PayPal for several years now, and it has consistently been a dependable and secure platform for managing online payments. Whether I’m shopping online, sending money to friends or family, or receiving payments for freelance work, PayPal makes the process smooth and stress-free. The interface is clean and intuitive, and I appreciate how easy it is to link bank accounts or cards. Transactions are processed quickly, and I always receive instant notifications, which helps me stay on top of my finances. I also like the added layer of buyer protection – it gives me peace of mind when purchasing from unfamiliar sellers. Their customer support has been helpful the few times I’ve needed it, and I value the extra security features like two-factor authentication. Plus, the PayPal app is very convenient for on-the-go transactions. Overall, PayPal continues to be my go-to payment platform for both personal and professional use. Reviewed on: 2nd July 2025
Rakshya R's avatar
Rakshya R

PayPal offers flexible plans go pay and cover whatev...

5
PayPal offers flexible plans go pay and cover whatever needs you desire. I appreciate how they treat it's users or customers and believe they are the best in the industry. Reviewed on: 2nd July 2025
Victor P's avatar
Victor P

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