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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181074)

Every time I get in touch with PayPal everyone is so...

5
Every time I get in touch with PayPal everyone is so helpful and really try to sort something out for you what more can you ask. Happy times Reviewed on: 18th June 2026

Quick and reliable.

5
Quick and reliable service helps spread the cost with no extra cost Reviewed on: 18th June 2026

I like the ease of use in the app.

4
I like the ease of use in the app. The only thing I find tricky is tracking regular payments and cancelling them. Reviewed on: 18th June 2026

Always on point.

5
Always on point. Never disappoints Reviewed on: 18th June 2026

Happy to use

5
Happy to use PayPal. Safe and easy ti use. Helpful Costumer Service. Reviewed on: 18th June 2026

Critique

5
PayPal is useful for payment of items if you are in a hurry. Interest rates are high so payments n ed to be made promptly. Reviewed on: 18th June 2026

simple, straightforward

5
simple, straightforward and available when i have needed it Reviewed on: 18th June 2026

Never had issue everything went super recommended

5
Never had issue everything went super Reviewed on: 18th June 2026

Very handy payment method for credit card transactions.

4
Very handy payment method for credit card transactions. 0 for 4 months is also very good. Reviewed on: 18th June 2026

Loving it

5
Always reliable and easy to use. I use it for lots of stuff brilliant Reviewed on: 18th June 2026

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