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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,178 reviews, last reviewed 29th Apr 2026
1770750% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to purchase and checkout. Always easy to purchase and checkout. Never had a problem. Any refunds have always been prompt.. Reviewed on: 29th April 2026
Amanda p's avatar
Amanda p

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026
Danimal's avatar
Danimal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89178)

I love the flexibility of it all!

5
I love the flexibility of it all! Helps me afford things that I normally couldn’t. Reviewed on: 11th June 2025
Ishi L's avatar
Ishi L

Great service and easily accessible and user friendly

5
Great service and easily accessible and user friendly Reviewed on: 11th June 2025
kate's avatar
kate

The perfect partner

5
I couldn’t live without PayPal- it’s the perfect partner for all of my spending needs. Reviewed on: 11th June 2025
Erika's avatar
Erika

I find PayPal very easy to use and better than mobil...

5
I find PayPal very easy to use and better than mobile banking as it adds an extra level of protection from your bank account. The option for PayPal credit and pay in 3 is also useful as it allows for more flexibility and better terms that your standard credit cards. Reviewed on: 11th June 2025
Alex's avatar
Alex

Super easy to use!

5
Super easy to use! The interest free credit period is a big bonus, and it’s really easy to increase or decrease my monthly payments. Reviewed on: 11th June 2025
Jess F's avatar
Jess F

I love it

5
I love pay pal feel secure to pay this way Reviewed on: 11th June 2025
Alison N's avatar
Alison N

Positive overall.

4
Positive overall, small issue with adding a card and all the customer service staff would do is refer me back to my bank when I already knew my details were correct. I’d already checked them myself and with bank staff. Reviewed on: 11th June 2025
Seonag Robertson 's avatar
Seonag Robertson

Fast payments and excellent customer service

5
Fast payments and excellent customer service that sort out problems fast. Reviewed on: 11th June 2025
Michael S's avatar
Michael S

I can't find any issues they are very helpful

4
I can't find any issues they are very helpful Reviewed on: 11th June 2025
Jake S's avatar
Jake S

Experience so far is very good, shopping with PayPal...

5
Experience so far is very good, shopping with PayPal online gives me a sense of security. Reviewed on: 11th June 2025
James 's avatar
James

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