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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

I find it very handy if I need something and I don’t...

I find it very handy if I need something and I don’t have the spare cash to buy it there and then . Nothing worse than say if your kettle broke and you didn’t have the spare cash to go out and buy one ! Then you pay it back in instalments every month . Easier and you don’t have the massive interest rates like a credit card or catologue does . Reviewed on: 18th June 2026

It’s great, very lovely.

It’s great, very lovely. Really nice. Super smashing great. Reviewed on: 18th June 2026

Customer service is excellent, quick and proessional.

Customer service is excellent, quick and professional. PayPal Credit very straightforward and easy to use and apply for. Reviewed on: 18th June 2026

Great option to for online shopping

Great option to for online shopping, and spread cost in time of need. Reviewed on: 18th June 2026

I love PayPal its so good and use it for a lot off t...

I love PayPal its so good and use it for a lot off things Reviewed on: 18th June 2026

Good app and good features

Good app, and the interest free on purchases over 100 is really useful for spreading costs. Also getting points on PayPal plus is great. Reviewed on: 18th June 2026

Great service.

Great service and good for money. Reviewed on: 18th June 2026

Great online support

On the occasions I have had to speak to customer service to help with disputes or to assist in n resolving a problem the team have always been fantastic, very understanding, super quite to help/resolve and a pleasure to deal with Reviewed on: 18th June 2026

I have been using PayPal for years.

I have been using PayPal for years. They have always been efficient, fair, reliable and quirk to sort out any issues. Reviewed on: 18th June 2026

PayPal credit

Great experience so far useful and easy to use. Reviewed on: 18th June 2026

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