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PayPal: PayPal Credit reviews

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4.90
Based on 89,083 reviews, last reviewed 29th Apr 2026
1766450% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing easy way to pay always use this way to pay o... Amazing easy way to pay always use this way to pay online and its safe Reviewed on: 29th April 2026
Kerry's avatar
Kerry

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
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SY
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89083)

Positive, app very clear and easy to manage, easy ac...

5
Positive, app very clear and easy to manage, easy access there when you need it Reviewed on: 7th June 2025
GEMIYY's avatar
GEMIYY

PayPal, a reliable backup.

5
My case was thrown out by Ali Express and Evri, but PayPal came to my aid. The ran through my account, and realised that I have been a good customer over the years. Right there, they refunded my money, and Reviewed on: 7th June 2025
olubukola o's avatar
olubukola o

Help with budgeting.

5
I use it to help with budgeting sometimes. Being able to spread thd cost is helpful Reviewed on: 7th June 2025
Claire M's avatar
Claire M

I would highly recommend PayPal

5
I have used PayPal for a number of years and have never had any issues with the service Reviewed on: 7th June 2025
Steph H's avatar
Steph H

PayPal combines consumer confidence, flexible paymen...

4
PayPal combines consumer confidence, flexible payment tools, global reach, and merchant-centric services — making it a dominant force in retail finance and a common choice for such an award. Reviewed on: 7th June 2025
Marek N's avatar
Marek N

Convenient and efficient payment system

5
Paypal is available to use in lots of places. I can keep an eye on what I am spending and it is very easy to use. Reviewed on: 7th June 2025
Ang's avatar
Ang

Simple, secure system.

5
Simple, secure system. Pay in 3 is fabulous Reviewed on: 7th June 2025
Yorkie's avatar
Yorkie

Safe, great service.

5
Safe, great service. Would recommend to friends Reviewed on: 7th June 2025
Andrzej's avatar
Andrzej

The service is good, but when I asked Paypal for he...

4
The service is good, but when I asked Paypal for help because a ebay seller did not send me the label to return a product they ruled in favour of the seller without asking for further proof. Reviewed on: 7th June 2025
Karla W's avatar
Karla W

Great for spreading the cost on big purchases or ord...

5
Great for spreading the cost on big purchases or ordering a few items to try before returning things you don't want. Have been using the credit system for a while now and I haven't had a bad experience. Reviewed on: 7th June 2025
Tokunbo A's avatar
Tokunbo A

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