Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89027 reviews)

View other PayPal products

4.90

Based on 89,027 reviews, last reviewed 29th Apr 2026

1763750% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always reliable and easy to use . Always reliable and easy to use . App is easy to navigate and keep tabs on your spending. I always know I am protected when buying through PayPal Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (89027)

Love using PayPal for online shopping and with my cu...

Love using PayPal for online shopping and with my curve card for in person Reviewed on: 6th June 2025

Great service

So easy to use for different transactions and app is very user friendly Reviewed on: 6th June 2025

Always a good experience

Easy to use, easy to understand and easy to track. I have used PayPal credit on a number of occasions and it's always been a reliable payment method. Great way to split payments or just a good option when you don't want to use your bank details directly with the retailer. Reviewed on: 6th June 2025

I use pay pal for everything it’s so useful when exc...

I use pay pal for everything it’s so useful when exchanging currencies during any transaction and it’s very safe and secure to use Reviewed on: 6th June 2025

They are always helpful when you raise an issue with...

They are always helpful when you raise an issue with them, working with you to resolve it and give you the best customer service Reviewed on: 6th June 2025

PayPal is class

PayPal is class, I use it all the time, no charge for sending to family and friends is ideal! Reviewed on: 6th June 2025

I love using PayPal

I love using PayPal, I use it every single day for shopping. . Reviewed on: 6th June 2025

PayPal Credit

PayPal Credit is a great alternative to using credit cards or other methods of funding. It’s easy and convenient and allowed you to pay off larger purchases in easier increments. It’s a really helpful option to have available Reviewed on: 6th June 2025

PayPal is quick easy and SO convenient

PayPal is quick easy and SO convenient, I’ve got a lot of my clients to sign up and they have never looked back! Amazing for small businesses up to large! Reviewed on: 6th June 2025

Useful and easy

Useful and easy to get a credit account and once you've got it its beyond easy to use for pretty much any purchase needs youd have and easy processes to pay off the credit when its needed without any hassle Reviewed on: 6th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40643 reviews
Payments
from PayPal 4.92 from 3687 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub