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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181074)

I have never had an issue with PayPal.

5
I have never had an issue with PayPal. Paypal has always provided a great service. Reviewed on: 18th June 2026

Always had a good experience, rarely needed customer...

5
Always had a good experience, rarely needed customer service. Reviewed on: 18th June 2026

Great! Would use again.

5
Great! No complaints. I would use them again in future for any larger purchases I need to speed the cost on. Reviewed on: 18th June 2026

Easy process.

5
Easy process. Quick set up and efficient Reviewed on: 18th June 2026

Great form credit and service customer service good

5
Great form credit and service customer service good Reviewed on: 18th June 2026

Very informative.

5
Very informative. Efficient. Good range of ways to pay. Reviewed on: 18th June 2026

PayPal works perfectly to pay later.

5
PayPal works perfectly to pay later. Unfortunately due to changes in job roles, I wasn’t able to pay in time so the interest really doesn’t help as it is high. Reviewed on: 18th June 2026

Easy to use app.

5
Easy to use app. Super quick payments and rewards Reviewed on: 18th June 2026

Allways quick and easy.

5
Allways quick and easy. So happy. Purchases never ever been that easy. Just simple remember about payments. Very easy app and very strong security. Good job PayPal. Reviewed on: 18th June 2026

Review paypal

5
Good, need get access more to how the platform is used and all the options. Reviewed on: 18th June 2026

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