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PayPal: PayPal Credit reviews

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4.90
Based on 89,011 reviews, last reviewed 29th Apr 2026
1763050% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

One of the best for transfer for india One of the best for transfer for india Reviewed on: 29th April 2026
Bhaumik P's avatar
Bhaumik P

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89011)

I have to pay my expenses in 3 gives or...

5
I have to pay my expenses in 3 gives or in 3 months Reviewed on: 6th June 2025
Reynaldo M's avatar
Reynaldo M

It just works!

5
No real comments, I do what I need to do and it just works! Reviewed on: 6th June 2025
Elaine McGowan's avatar
Elaine McGowan

They are always prompt to resolve any issues.

5
They are always prompt to resolve any issues. The flexible payment option allows me to go on holiday whilst giving me 4 months to make the payment interested free. I always take advantage of that and it helps so much financially. Reviewed on: 6th June 2025
Bridget O's avatar
Bridget O

Easy, and safe

5
Easy to use, very convenient, a safe way to spend money, competitive interest rates, also pay in full without having to pay interest. Reviewed on: 6th June 2025
D G's avatar
D G

Great and fast.

5
Great and fast. Lovely features and easy to understand Reviewed on: 6th June 2025
Amarachi O's avatar
Amarachi O

PayPal go above and beyond when it comes to assistin...

5
PayPal go above and beyond when it comes to assisting with issues. Their customer service advisors are knowledgeable and professional and always treat their customers with respect. Easy to contact and obtain always the best solution for both consumer and business. Reviewed on: 6th June 2025
Adele G's avatar
Adele G

Trust worthy

5
Good service and easy to use options. Reviewed on: 5th June 2025
LANE's avatar
LANE

I often use the 4 months interest free option.

4
I often use the 4 months interest free option. Normal credit cards only give you 1 month. Reviewed on: 5th June 2025
Mr T's avatar
Mr T

PayPal Credit is a very useful feature

5
PayPal Credit is a very useful feature allowing easy management of outstanding balances and the possibility of paying off in a timely way with no interest added Reviewed on: 5th June 2025
MB's avatar
MB

I am happy about the paypal credit and online paymen...

5
I am happy about the paypal credit and online payment guarantees. Reviewed on: 5th June 2025
Adam S's avatar
Adam S

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