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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181074)

Paypal Credit

5
Paypal Credit has given me the opportunity to spread the cost of life and keep me ahead of the incoming bills. I feel like I finally have control over my finances. Reviewed on: 18th June 2026

PayPal security

5
I have always found PayPal eexcellent in giving me help and advice in dealing with any problems that I have encountered, PayPal response has been professionally and swiftly dealt with. I can only thank PayPal for there knowledge in taking swift action on any security matters, and have trust in their professional abilities. Reviewed on: 18th June 2026

PayPal credit has been an excellent service.

5
PayPal credit has been an excellent service. It’s pretty reliable and hassle free. One thing I must say, I really enjoy the ease-of-use while shopping online and you can even use it in physical stores as well. Reviewed on: 18th June 2026

Money when it counts

5
Credit when you need it but alongside that is an utterly secure and safe transaction method, just brilliant. Reviewed on: 18th June 2026

It’s good to get 4 months credit on purchases

5
It’s good to get 4 months credit on purchases Reviewed on: 18th June 2026

I enjoy PayPal a lot.

5
I enjoy PayPal a lot. It’s helped me in different ways & all Ive had is good experiences with PayPal. It’s easy & simple Reviewed on: 18th June 2026

Secure payment

4
It’s ok good to use PayPal secure Reviewed on: 18th June 2026

PayPal is my go too when making online purchases, fo...

5
PayPal is my go too when making online purchases, for that extra peace of mind and extra level of security Reviewed on: 18th June 2026

No quibble no Hassel

5
No quibble no Hassel easy and quick. Not needed to speak with anyone about it. It just works used it for an energy purchase and was set up without any fuss or waiting Reviewed on: 18th June 2026

Trustworthy!

5
Products are always easy to use. There is a level of trust associated with PayPal that I don't always feel with other credit lenders and their customer service is awesome! Reviewed on: 18th June 2026

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