Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 89,004 reviews, last reviewed 29th Apr 2026
1762700% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a live saver. PayPal is a live saver. Easy tell Reviewed on: 29th April 2026
Michael 's avatar
Michael

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (89004)

Very convenient to use for online shopping.

4
Very convenient to use for online shopping. Reviewed on: 5th June 2025

Excellent service, always support when I need help.

5
Excellent service, always support when I need help. 5***** stars Reviewed on: 5th June 2025

I use Paypal credit service all the time.

5
I use Paypal credit service all the time. Especially the pay in three Reviewed on: 5th June 2025

fast payment, PayPal credit, pay in 3

5
fast payment, PayPal credit, pay in 3 Reviewed on: 5th June 2025

Very trust worthy company .

5
Very trust worthy company . Will always use this company Reviewed on: 5th June 2025

I like it, its easy and safe.

5
I like it, its easy and safe. I can keep saved few cards so I can choose which I want to pay. I like the pay in 3 also which is very helpful. Reviewed on: 5th June 2025

Pay pal makes payments easier especially the 4 month...

5
Pay pal makes payments easier especially the 4 month 0 percent interest Reviewed on: 5th June 2025

Simple to use, pay in 3 and 0% in 4 months without h...

5
Simple to use, pay in 3 and 0% in 4 months without having to apply are life savers Reviewed on: 5th June 2025

Easy to do transactions, I feel safe paying using Pa...

4
Easy to do transactions, I feel safe paying using PayPal especially when it's new businesses or people Reviewed on: 5th June 2025

Easy to use

5
Easy to use, reminders are sent, useful interest free offers Reviewed on: 5th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 40637 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3687 reviews
    PayPal
    View all products