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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

I've been using PayPal pay in 3 for over 10 years

I've been using PayPal pay in 3 for over 10 years and it has been absolutely amazing being able to buy more expensive items in 3 payments. When PayPal launched credit, I immediately applied and received it very quickly and it now encompasses both functions and to know how much you have to spend and pay is great. Reviewed on: 18th June 2026

Have been with Paypal for a number of years and I ha...

Have been with Paypal for a number of years and I have been happy with their services, pay in three or even with a refund for item i have problem with.. Customer service is helpful as well. Reviewed on: 18th June 2026

V good I really easy way to spend money

V good I really easy way to spend money Reviewed on: 18th June 2026

I use PayPal credit for my PlayStation Games and whe...

I use PayPal credit for my PlayStation Games and whenever I need something and have no funds and PayPal is available - it’s really helpful and easy to access to set payments and it’s easy to change payments. Reviewed on: 18th June 2026

Easy to use and gives peace of mind, knowing how rel...

Easy to use and gives peace of mind, knowing how reliable it is Reviewed on: 18th June 2026

Flexible and Convenient Credit Option

PayPal Credit has been a useful way to spread the cost of purchases when needed. The application process was straightforward, payments are easy to manage through the PayPal app, and the promotional interest-free periods can be helpful for larger purchases. I've used it for several years without major issues and appreciate having it available as a flexible payment option. My only suggestion would be to make account management and repayment information even clearer for customers Reviewed on: 18th June 2026

Always helpful and easy to use.

Always helpful and easy to use. The App is user friendly. Reviewed on: 18th June 2026

Ease usage of APP, very convenient mode of payment f...

Ease usage of APP, very convenient mode of payment for online transactions Reviewed on: 18th June 2026

Always a good experience.

Always a good experience. Straight forward and quick. Reviewed on: 18th June 2026

Secure and easy

Very handy and helpful…good and secure Reviewed on: 18th June 2026

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