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PayPal: PayPal Credit reviews

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4.90
Based on 88,982 reviews, last reviewed 29th Apr 2026
1761750% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been with them for many many years never had any iss... been with them for many many years never had any issues or problems. Reviewed on: 29th April 2026
brian hunter's avatar
brian hunter

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88982)

Easy to use.

5
Easy to use. Secure and worry free Reviewed on: 4th June 2025
A Gaffey's avatar
A Gaffey

Very happy with service provided

5
Very happy with service provided Reviewed on: 4th June 2025
Rachel r's avatar
Rachel r

The process of using PayPal is quick and easy.

5
The process of using PayPal Credit is easy , quick and convenient, if I want something costing more than I can afford in one payment, it is extremely helpful to know, I can still purchase that item. Reviewed on: 4th June 2025
Jue D's avatar
Jue D

Paypal credit is Great!

5
Paypal credit is an easy way to purchase expensive items and repay your purchase amount interest free for a set time. you can also pay it off early without any penalty! Reviewed on: 4th June 2025
Andrew L's avatar
Andrew L

Not had many reasons to call PayPal but when I did i...

5
Not had many reasons to call PayPal but when I did it went ok Reviewed on: 4th June 2025
Nick Paling's avatar
Nick Paling

Great service when needed , PayPal credit is always...

5
Great service when needed , PayPal credit is always useful and the 0% interest very competitive Reviewed on: 4th June 2025
Richard C's avatar
Richard C

Helpful, and very useful if you dont want to spend e...

5
Helpful, and very useful if you dont want to spend everything all at once Reviewed on: 4th June 2025
Alisha H's avatar
Alisha H

Great app.

5
Great and very easy app. Good choice of paying opinions Reviewed on: 4th June 2025
Angelika P's avatar
Angelika P

PayPal credit is great for spreading the cost and al...

4
PayPal credit is great for spreading the cost and also for buying things you may need to return Reviewed on: 4th June 2025
LWhite's avatar
LWhite

It's good, allows us to be smart with money and rest...

5
It's good, allows us to be smart with money and rest assured. Reviewed on: 4th June 2025
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Hero Universe

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