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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,068 reviews, last reviewed 28th Jul 2026

136% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

No issues to report and like the interest free aspect

I have never had an issue with PayPal and like the interest free options Reviewed on: 18th June 2026

Makes items easier to afford and keep track of

Makes items easier to afford with having four months interest free for items over £100 purchases or a month interest free for small items. Always get emails so you know what you have spent, when statement are available and when your interest free iperiod ends. Reviewed on: 18th June 2026

1 and only PayPal financial services

The best simple and very clear banking and transaction system Iv come across easy to understand and good service on easy payment plan Reviewed on: 18th June 2026

The safe way to shop...

They always sort my problems extremly professionally the app is very good tbh I always feel financially safer using pay pal Reviewed on: 18th June 2026

You’re brilliant with the pay on the phone it’s quic...

You’re brilliant with the pay on the phone it’s quick and easy Reviewed on: 18th June 2026

Very reliable interms of paying for your purchases a...

Very reliable interms of paying for your purchases and if problem arises they stand with you. Reviewed on: 18th June 2026

Very quick and simple to use.

Very quick and simple to use. Available to be used in many different places and retailers. Credit offers are of great value. The protections they offer are great, and if there are any disputes, they are sorted out promptly. The app is very simple to use. Reviewed on: 18th June 2026

great service and highly recommend

I have had a very positive experience with PayPal, particularly PayPal Credit. The customer service has been excellent, with professional and responsive representatives who resolve queries efficiently. PayPal Credit offers good value for money, providing flexibility and convenience when managing purchases. The application process, account management, and support services have all been straightforward and reliable. Based on my experience, I would highly recommend PayPal as a trusted payment provider with excellent customer service and strong value for money. Reviewed on: 18th June 2026

Convenient single point payment option for a variety...

Convenient single point payment option for a variety of purchases. Also option to pay later with credit period or spread across 3 instalments. Provides excellent choice of payment methods. Reviewed on: 18th June 2026

Super easy to use.

Super easy to use. Have the comfort of knowing my money is protected Reviewed on: 18th June 2026

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