Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,819 reviews, last reviewed 28th Apr 2026
1754050% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great trustworthy payments and app Great trustworthy payments and app Reviewed on: 28th April 2026
Katherine P's avatar
Katherine P

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (88819)

Seamless experience- can’t complain at all

5
Seamless experience- can’t complain at all Reviewed on: 2nd June 2025
Dominic m's avatar
Dominic m

Payment Freedom

5
I like PayPal to give me freedom to do things that I like. The easy way to pay as I can. Reviewed on: 2nd June 2025
Juliana M's avatar
Juliana M

It’s so easy to use PayPal

5
It’s so easy to use PayPal and I like the various options for how to pay or spread payments, etc. Reviewed on: 2nd June 2025
Deb Ferrier's avatar
Deb Ferrier

PayPal customer service is poor,they hardly reply ,t...

3
PayPal customer service is poor,they hardly reply ,they use automated bot and it's annoying Reviewed on: 2nd June 2025
Raymond 's avatar
Raymond

I wouldn't live without it.

5
I wouldn't live without it.. PayPal has changed my life it literally has, without PayPal credit I wouldn't own such nice things I buy everything with PayPal credit as it keeps money away from the misses.. and she can't see what I buy !! I highly recommend PayPal to everyone ! Reviewed on: 2nd June 2025
Matt Masey_vapes's avatar
Matt Masey_vapes

Rarely use to pay for Online orders but does the...

4
Rarely use to pay for Online orders but does the job Reviewed on: 2nd June 2025
Lukepowell's avatar
Lukepowell

I find the credit very useful, a great value way for...

5
I find the credit very useful, a great value way for big purchases with the 4 months interest free. Easy to manage and pay. Reviewed on: 2nd June 2025
Beverley's avatar
Beverley

PayPal is the most convenient way of receiving or se...

5
PayPal is the most convenient way of receiving or sending hard earned money without any hurdles. Reviewed on: 2nd June 2025
Venkata 's avatar
Venkata

Perfect way to make purchases

5
Easiest and in my opinion safest way to pay immediate response when I've payed for something or received a refund and statement of all purchases no matter how far back very detailed and easily layed out Reviewed on: 2nd June 2025
Vicky 's avatar
Vicky

Quick simple easy to use app and service

5
Always easy to use, great when you have a problem with a transaction and need assistance to get a refund too. Will continue to use for a long time into the future. Reviewed on: 2nd June 2025
J's avatar
J

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill