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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,722 reviews, last reviewed 28th Apr 2026
1749650% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely good! Absolutely good! Service! I Used few yesrs and every time very well! Reviewed on: 28th April 2026
Monika Z's avatar
Monika Z

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88722)

Excellent customer service and care provided.

5
Excellent customer service and care provided. Listen to what your issue and resolve it as soon as possible. Reviewed on: 2nd June 2025
Katcarer's avatar
Katcarer

Its simple and easy to use.

5
Its simple and easy to use. Gives me the flexibility to pay over a longer period of time and I know when interest will be applied Reviewed on: 2nd June 2025
PG's avatar
PG

I feel this is one of the safest and secure way to s...

5
I feel this is one of the safest and secure way to send money. Reviewed on: 2nd June 2025
Nikki 's avatar
Nikki

Excellent and easy to use with good options for repa...

5
Excellent and easy to use with good options for repayment. Reviewed on: 2nd June 2025
Hayley H's avatar
Hayley H

I've been using PayPal for years now, and overall, i...

5
I've been using PayPal for years now, and overall, it has been a game-changer in how I handle online payments. Whether I’m buying something from a small independent shop, sending money to a friend, or receiving payments for freelance work, PayPal has made everything seamless. One of the biggest reasons I rely on PayPal is its ease of use. Signing up and linking my bank account was straightforward, and now I can make transactions with just a few clicks. The security features also give me peace of mind—I don’t have to worry about exposing my card details every time I buy something online. Another huge plus is its global reach. I love that I can shop from international websites without dealing with complicated currency conversions. PayPal handles it all for me, even if I sometimes wince at the fees. Reviewed on: 2nd June 2025
shaun's avatar
shaun

I have no complaints about PayPal

5
I have no complaints about PayPal, their customer service is outstanding, everything is outstanding in fact. Reviewed on: 2nd June 2025
SonOfOdin's avatar
SonOfOdin

Never had a problem, everything is easily done and...

5
Never had a problem, everything is easily done and easy to keep track of,helps spread the cost Reviewed on: 2nd June 2025
Ann Allison 's avatar
Ann Allison

Well recommended

5
Easy to use , handy to have as a safety net . Fees are simple , good communication and reminders about payments . Reviewed on: 2nd June 2025
Michelle 's avatar
Michelle

Excellent platform

5
Excellent platform Reliable and secure for online payments and money transfers. Reviewed on: 2nd June 2025
Tonia B's avatar
Tonia B

It helped when I needed it.

4
It helped when I needed it. they offered me to have higher credit but it wasn’t necessary for me to. Interest free for 4 months but I do go over that sometimes. Reviewed on: 2nd June 2025
bw's avatar
bw

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