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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181069 reviews)

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4.73

Based on 181,068 reviews, last reviewed 28th Jul 2026

136% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181069)

Effective credit system

Information is always clear and app layout is great Reviewed on: 18th June 2026

Had good experience with paypal.

Had good experience with paypal. Never had a problem Reviewed on: 18th June 2026

Simple Application

I wanted to purchase a new phone and it worked out cheaper to by direct from Samsung and pay with Paypal credit. It was simple to check if I would be accepted for credit without affecting credit score. Reviewed on: 18th June 2026

Convenient to have it

I find it convenient using my PayPal in any transactions that I had and payment scheme it offers that in my opinion is more manageable than others. Reviewed on: 18th June 2026

it's been very good for me to balance my transaction...

it's been very good for me to balance my transactions etc and give me bit more independence Reviewed on: 18th June 2026

Bought an item twice by mistake but was refunded aft...

Bought an item twice by mistake but was refunded after speaking to customer service Reviewed on: 18th June 2026

Have used PayPal both as a customer AND seller.

Have used PayPal both as a customer AND seller. Always been great for me. Recently taking advantage of PayPal Credit too has meant more options for me too Reviewed on: 18th June 2026

Problem solved

Recently phoned to discuss a problem it was dealt with effectively Reviewed on: 18th June 2026

Helpful ;) useful with card helps pay small and big...

Helpful ;) useful with card helps pay small and big thing. Reviewed on: 18th June 2026

Easy to use, excellent service

Easiest service to use in comparison to other financial providers, application was a breeze as well, the offer of a line of credit felt as if PayPal knew me on a more personal level Reviewed on: 18th June 2026

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