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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,804 reviews, last reviewed 28th Apr 2026
1707450% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Interest free! I use PayPal credit for larger transactions like holidays. I pay within arranged time and no interest incurred. Reviewed on: 28th April 2026
Sharon O's avatar
Sharon O

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87804)

Good platform to organise your plans

5
It's a good platform where you can manage your spending. Borrow some money and returned at it very low interest. I love paypal make my life easier. I booked my ticket always through PayPal credit. Reviewed on: 29th May 2025
Asiya N's avatar
Asiya N

Best Credit option out there

5
Using PayPal credit has been very convenient and very straightforward to use. I like it when there isn't a lot of hurdles to jump through. Sometimes you need a little bit extra help with daily purchases and having access to PayPal credit options is a lifesaver. There is no hidden fees, and I really like it when it does what it says on the tin. Reviewed on: 29th May 2025
Nadine Q's avatar
Nadine Q

Believe me I needed a laptop for my university work...

5
Believe me I needed a laptop for my university work and the paypal credit made it possible as I’m an international student from a developing country, very hard to buy it on full. Reviewed on: 29th May 2025
Azwar's avatar
Azwar

So far it has been very good .

5
So far it has been very good . I haven't had any issues. I highly recommend it,especially PayPal Credit. Reviewed on: 29th May 2025
Paula W's avatar
Paula W

customer services are helpful

4
had payment issues before, they were sorted very well Reviewed on: 29th May 2025
Jamie Hammond's avatar
Jamie Hammond

Easy to use no issues, handy for spreading the cost

5
Easy to use no issues, handy for spreading the cost Reviewed on: 29th May 2025
Rachel's avatar
Rachel

Good customer service

4
Good. Flexible, not much to say. Happy with them Reviewed on: 29th May 2025
Juan G's avatar
Juan G

Never get any problems

5
Never get any problems with paypal always works as it should Reviewed on: 29th May 2025
Carpydazzle 's avatar
Carpydazzle

fantastic, I couldn’t do without PayPal.

5
fantastic, I couldn’t do without PayPal. It’s secure as fast it’s easy and it’s very easy to keep track of your spending.. honestly, I just couldn’t do without it. Reviewed on: 29th May 2025
Peter's avatar
Peter

Just amazing

5
Whenever I have had an issue, it gets resolved so quickly and easily. Customer service team are great. App and website are so easy to use. You can trust PayPal and know your money is safe and secure. Reviewed on: 29th May 2025
Hannah B's avatar
Hannah B

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