Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 87,913 reviews, last reviewed 28th Apr 2026
1712500% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Crucial to daily spending. Every experience i have with paypal is always easy and accesible. I never have issues. Their app and website all intergrate amazingly. The services of... Read more Reviewed on: 28th April 2026
Jwilson's avatar
Jwilson

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (87913)

HAs been my go to when i need some credit.

4
HAs been my go to when i need some credit. and so far has been good with one hiccup but that has been sorted somewaht. Reviewed on: 29th May 2025

Paypal is easy to use and very accessibly.

5
Paypal is easy to use and very accessibly. I have been using it for many years and its been working well for me. Reviewed on: 29th May 2025

Always easy to deal with ,excellent service and a se...

5
Always easy to deal with ,excellent service and a secure service,a customer friendly company always eager to please and ,a worry free transaction always Reviewed on: 29th May 2025

No.1 Retail Finance Provider

5
If Paypal is available, then i will use it because i genuinely think it is the best and i feel totally safe when i make payments as i know how secure it all is. Plus the perks of Paypal credit and monthly finance payments which are incredible and super helpful with my finances. Paypal is hands down the best retail finance provider out there. Reviewed on: 29th May 2025

excellent service from start to finish.

5
excellent service from start to finish. All my experiences have been great and never suffered any issues. Many thanks Reviewed on: 29th May 2025

Great service , easy to use protected also .

5
Great service , easy to use protected also . Reviewed on: 29th May 2025

Quick resolutions

4
Never had a major problem. Usually resolves issues quickly. Reviewed on: 29th May 2025

I use pay pal for paying my goods in three months it...

5
I use pay pal for paying my goods in three months it is great for me as it eases the cost and I can relax knowing that PayPal will be paid automatically. Reviewed on: 29th May 2025

Ease of use, had no problem with PayPal

5
Ease of use, had no problem with PayPal Reviewed on: 29th May 2025

Credit security and PayPal protection has helped me...

5
Credit security and PayPal protection has helped me as a buyer online Reviewed on: 29th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 40191 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 66 reviews
    PayPal
    View all products