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PayPal: PayPal Credit reviews

4.90
Based on 88,081 reviews, last reviewed 28th Apr 2026
1720100% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy. Really easy. Automatically sets up for payments over 100. Reviewed on: 28th April 2026
macyap4@yahoo.com's avatar
[email protected]

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88081)

PayPal credit has been easy and flexible.

5
PayPal credit has been easy and flexible to use. I originally started a plan for one large payment but I've been able to continue using it on various other purchases too, allowing me to stretch out my budget and flexibly pay back more when in able to. Reviewed on: 30th May 2025

Never had an issue.

5
Never had an issue. Everything gets sent and organised quickly, its very easy to use and also a safe way to buy. Reviewed on: 30th May 2025

Super quick and easy

5
Super quick and easy, never experienced any issues or problems Reviewed on: 30th May 2025

PayPal is so easy to use.

5
PayPal is so easy to use. I love the 3 payment options on higher value items and I know my account is safe and secure which is very important when purchasing on line. Reviewed on: 30th May 2025

Never a bad experience

5
I have never had a bad experience and all transactions have been a smooth process. Reviewed on: 30th May 2025

Website easy to use.

5
Website easy to use. Quick service Reviewed on: 30th May 2025

Easy set up, 0% if put back on time

5
Easy set up, 0% if put back on time Reviewed on: 30th May 2025

Pay all my online payments with paypal

5
Have used PayPal for a very long time, very easy to use and safe way to pay for a lot of my goods, also use the alternative ways to pay, credit etc when it makes more sense to spread the cost Reviewed on: 30th May 2025

I feel sscured when i buy with paypal

5
I feel sscured when i buy with paypal Reviewed on: 30th May 2025

Had to request a refund and was very straightforward...

5
Had to request a refund and was very straightforward process Reviewed on: 30th May 2025

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