Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181069 reviews)

View other PayPal products

4.73

Based on 181,068 reviews, last reviewed 28th Jul 2026

136% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181069)

Have used it to purchase a camera for work and pay i...

Have used it to purchase a camera for work and pay it back over time and its been a lfie-saver! Reviewed on: 18th June 2026

I love PayPal and it's so easy to buy and pay with t...

I love PayPal and it's so easy to buy and pay with three easy installments making things easier to buy what you need.. and if you have a query or a problem with the seller PayPal sort it out there and then. I wouldn't ever not use PayPal. Safest way to purchase goods Reviewed on: 18th June 2026

Great easy service , very happy with this service

Great easy service , very happy with this service Reviewed on: 18th June 2026

The payment details are top-notch and there is alway...

The payment details are top-notch and there is always a reminder in keeping track when the payment is due. The service is excellent and exceptional. Reviewed on: 18th June 2026

Always very good, quick and efficient any issues the...

Always very good, quick and efficient any issues they are sorted straight away Reviewed on: 18th June 2026

Been with PayPal for quite a few years,they have alw...

Been with PayPal for quite a few years,they have always sorted any issues out whenever I’ve had any problems with anything I’ve purchased with PayPal. Reviewed on: 18th June 2026

Fantastic flexibility and unmatched buyer protection!

PayPal Credit is definitely my preferred way to shop online. Having the flexibility of interest-free payments is brilliant, but it’s their customer protection that really sets them apart. If a seller refuses a refund, PayPal steps in to sort it out and covers your refund while they handle the dispute. It gives me complete peace of mind. Customer service is always fast, efficient, and helpful. Highly recommended—five stars! Reviewed on: 18th June 2026

Been very helpful while I have been between work to...

Been very helpful while I have been between work to help tide things over and very hassle free Reviewed on: 18th June 2026

Convenient and flexible way to pay in instalments

I have been using PayPal Credit for a while now and I am very satisfied. The 0% interest offer for the first few months on larger purchases is great and helps me manage my budget much better. The approval process was fast, and managing payments through the app is extremely easy and transparent. Highly recommend Reviewed on: 18th June 2026

Instant affordability

PayPal credit enables me to buy the things I want now. It’s hassle free and means things instantly become more affordable. I love it! Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101238 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub