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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 88,219 reviews, last reviewed 28th Apr 2026
1726600% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very easy to use. Very easy to use. Good credit scheme. Reviewed on: 28th April 2026
Patrick O's avatar
Patrick O

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88219)

Pay pal is a convenient way to pay for purchases

5
Pay pal is a convenient way to pay for purchases on the int free 3 month plan which most places I shop give the option to use also if I want longer the credit option is easy to use I use the int free option a lot it helps me plan my monthly budget Reviewed on: 30th May 2025
Cheryl J's avatar
Cheryl J

Perfect app

5
Its perfect for all aspects of finances Reviewed on: 30th May 2025
Chris F's avatar
Chris F

Makes my transactions easily manageable

5
Makes my transactions easily manageable Reviewed on: 30th May 2025
MF's avatar
MF

Great platform for credit

5
Great platform to break your credit, loads of options. Reviewed on: 30th May 2025
VIki F's avatar
VIki F

It's been the best.

5
It's been the best. Their services are good Reviewed on: 30th May 2025
Isabella A's avatar
Isabella A

Really easy to use and convenient.

5
Really easy to use and convenient. Reviewed on: 30th May 2025
Hayley 's avatar
Hayley

Convenient and easy to use.

5
PayPal is easy and convenient to use, when i buy online it saves me having to register on websites and put all my details in along with payment details, it keeps my bank and card details safe and I have several choices for how to pay. I feel my details are also private and safe. Reviewed on: 30th May 2025
stephen s's avatar
stephen s

Hassle free and easy...

5
Always been hassle free to use and problems resolved quickly Reviewed on: 30th May 2025
Ally P's avatar
Ally P

Easy experience

5
Excellent customer service, very knowledgeable and polite staff. Nice credit options and decent interest rates, would recommend every time. Reviewed on: 30th May 2025
james p's avatar
james p

Every time I use PayPal it is a stress free experience.

5
Every time I use PayPal it is a stress free experience. Reviewed on: 30th May 2025
Dai's avatar
Dai

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