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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 88,343 reviews, last reviewed 28th Apr 2026
1732250% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use, convenient and smooth set up. Easy to use, convenient and smooth set up. Reviewed on: 28th April 2026
Y T's avatar
Y T

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88343)

Very convenient and good quality of service

5
Very updated with terms and conditions, monthly statement. Very good flexibility with payments Reviewed on: 31st May 2025
Arianna's avatar
Arianna

I like and enjoy using PayPal

5
I like and enjoy using PayPal because it is safe and reliable Reviewed on: 31st May 2025
Olushola 's avatar
Olushola

I’ve had a positive experience using PayPal Credit.

5
I’ve had a positive experience using PayPal Credit. It’s a convenient option for making purchases, especially online, and the integration with my PayPal account makes transactions seamless. One of the best features is the promotional financing — for example, no interest if paid in full within 6 months on purchases over a certain amount. This gives me flexibility and helps with budgeting for larger expenses. Reviewed on: 31st May 2025
Vincent's avatar
Vincent

Great options to pay flexible zero interest.

5
Great options to pay flexible zero interest. Easy to use app. Safe way to pay on multiple sites. Reviewed on: 31st May 2025
Kim S's avatar
Kim S

Clear and concise

5
Always had prompt responses to any queries. Payments are quick and easy to make and repayment terms are clear and easy to understand Reviewed on: 31st May 2025
Kerrieg's avatar
Kerrieg

Highly recommended

5
Good when you're in need of credit, quick and simple. Reviewed on: 31st May 2025
Andy M's avatar
Andy M

Everything is good.

5
Everything is good. Money whenever you need it. Reviewed on: 31st May 2025
Todor G's avatar
Todor G

Good company not fake recommended

5
Good company not fake recommended Reviewed on: 31st May 2025
Radoslaw Z's avatar
Radoslaw Z

Great Interest Free Credit

5
I use PayPal Credit for purchases over £100. I get four months interest free credit, and reminders when the interest free period is about to end. A very good service. Reviewed on: 31st May 2025
nsc283b's avatar
nsc283b

I recommend

5
Very fast and efficient decisions Reviewed on: 31st May 2025
Katarzyna R's avatar
Katarzyna R

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