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PayPal: PayPal Credit reviews

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4.91
Based on 88,429 reviews, last reviewed 28th Apr 2026
1736250% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A trustworthy site for money matters I always make purchases via P:aypal as I am confident such transactions are safe and secure. I did feel let down on one occasion when I sought Paupal ... Read more Reviewed on: 28th April 2026
Pauline W's avatar
Pauline W

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88429)

Best online financial institution

5
Very quick and excellent platform for financial management Reviewed on: 31st May 2025
TAYYAB Ikram's avatar
TAYYAB Ikram

Happy User

5
So easy to use and very secure. The pay in instalments option is great when you can’t afford something in one payment Reviewed on: 31st May 2025
KEVIN H's avatar
KEVIN H

it's popular for a reasonn

5
Easy to use and clear communication Reviewed on: 31st May 2025
graeme d's avatar
graeme d

Makes purchasing easy

5
Makes purchasing easy - and with the benefit of 4 months interest free on some purchases. One downside is originally I thought there was an interest free period up until statement date, but I understand this is not the case :-( Reviewed on: 31st May 2025
Cass's avatar
Cass

Paypal are very flexible and understanding, they als...

5
Paypal are very flexible and understanding, they also offer good rates , and the app work seeemley , and I love you can change your payments at any given time, knowing and keeping eye on the account, would like to see the use of a card for online and geral perches of goods, would always use PayPal time and time again Reviewed on: 31st May 2025
John's avatar
John

Great to use!

5
Great to use! Helps me split my payments without effecting my credit score! Reviewed on: 31st May 2025
Bulent t's avatar
Bulent t

Easy to use great for large purchases

5
Use regularly and never had any problems. Good for large purchases for splitting into 3 payments or the interest free option. Reviewed on: 31st May 2025
Nicola r's avatar
Nicola r

simple, easy

5
simple, straight forward, hassle free money management. Reviewed on: 31st May 2025
stephen l's avatar
stephen l

Usually very good when problems arise but when I ret...

5
Usually very good when problems arise but when I returned a wedding dress to the seller for a refund as it was awful, sent proof of postage and tracking number but case closed in sellers favour because I apparently hadn't sent the details when I had several times leaving me out of pocket with no wedding dress Reviewed on: 31st May 2025
Teresa Hooper's avatar
Teresa Hooper

Always reliable

5
Always a really good service, reliable and quick. Never had any problems with any transfers Reviewed on: 31st May 2025
Jacob R's avatar
Jacob R

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