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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181072)

PayPal has been simple and easy to use.

4
PayPal has been simple and easy to use. Reviewed on: 18th June 2026

Ideal payment option

5
Accepted most places. Quick and easy to use. Flexibility with payments and added protection Reviewed on: 18th June 2026

I love to make my purchases using PayPal as a paymen...

5
I love to make my purchases using PayPal as a payment method, makes me feel safe and the fact that I would have more time and flexibility to manage my spending makes me.fell great Reviewed on: 18th June 2026

Aneta PayPal

5
I love PayPal.. I’m very satisfied Reviewed on: 18th June 2026

Is very easy make payment to the merchant and very g...

5
Is very easy make payment to the merchant and very good service Reviewed on: 18th June 2026

Such an easy way to purchase items using PayPal Credit!

5
Such an easy way to purchase items using PayPal Credit! No hassle transactions and so easy to manage repayments and keep on track with regular payment reminders and statements. Reviewed on: 18th June 2026

Very easy and good to use.

5
Very easy and good to use. Good customer service and easy transactions Reviewed on: 18th June 2026

Always easy to use & very accessible.

5
Always easy to use & very accessible. Really helps having different options like pay in 3 etc . Reviewed on: 18th June 2026

I’ve had a great experience using PayPal Credit.

5
I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and it’s been a convenient way to spread the cost of larger purchases. The online account management is easy to use, payments are simple to make, and everything is clearly laid out. It’s given me extra flexibility when shopping, and I’ve found it to be a reliable and useful credit option. Highly recommended. Reviewed on: 18th June 2026

I have been using PayPal for years, fast and easy pa...

5
I have been using PayPal for years, fast and easy payment and receiving money Reviewed on: 18th June 2026

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